Imagine this: you wake up to the news that your business has been hacked. Sensitive customer data is exposed, systems are down, and chaos reigns. The financial impact could be crippling, with costs soaring from data recovery to lawsuits. But what if there was a safety net? Enter cyber insurance, your shield against the ever-growing threats of the digital world.

What is Cyber Insurance?

Think of it as your suit of armor against cyberattacks. It's an insurance policy designed to protect your business from the financial fallout of data breaches, malware infections, and other cybercrimes.

Why is it Important?

The statistics are sobering:

• 43% of businesses experience a cyberattack each year (Accenture).

• The average cost of a data breach in the US is a whopping $4.24 million (IBM).

• Even small businesses are targeted, with 62% of cyberattacks hitting them (Verizon).

These numbers paint a clear picture: no business is immune. Cyber insurance provides peace of mind, knowing you have a financial safety net if the worst happens.

What Does Cyber Insurance Cover?

Policies vary, but common coverage includes:

• Data breach expenses: Covers costs like notifying customers, credit monitoring, and legal fees.

• Business interruption: Reimburses lost income due to system downtime.

• Cyber extortion: Helps negotiate with attackers and pay ransoms (if permitted by law).

• Forensic investigation: Uncovers the root cause of the attack and helps prevent future incidents.

• Reputation management: Assists with rebuilding your brand image after a breach.

Your Partner in Cyber Protection

At OnePoint Insurance Agency, we understand the complexities of cyber risks. We offer customized cyber insurance solutions tailored to your unique business needs. Our experienced team will work with you to assess your vulnerabilities, select the right coverage, and ensure seamless claims support in case of an attack.

Don't wait until it's too late. Contact OnePoint Insurance Agency today for a free cyber insurance consultation. Secure your business and your peace of mind in the digital age.

Remember: Cyberattacks are not a matter of "if" but "when." Be prepared!