Life insurance, made simple

Make sure they're taken care of.

We compare top-rated carriers so your family's income, your mortgage, your children's future, and final expenses are all protected — for less than you think.

A licensed advisor, at no cost to youCoverage for every stage of lifeTop-rated carriers compared for you
A young family protected for the futureAn older couple reviewing their life insuranceA family planning ahead togetherA couple reviewing their financial futureCoworkers covered by group life insurance

Life coverage backed by carriers you know and trust

TransamericaColumbus LifeAssurityManhattanLifeSymetraPacific LifeProtectivePrudentialCorebridge FinancialBanner Life and William PennSBLINationwide
Every kind of life policy

One agency, every kind of life policy.

Pick the type of life coverage you're exploring to see how it works — then add your ZIP to start. From simple term to lifelong protection, we place it all.

How it works
Best fit
Important to understand
Now showing . Everything here is tailored to it.

Give your family one less thing to worry about.

Compare top-rated carriers, lock in an affordable rate, and understand every option with a licensed advisor who's genuinely on your side.

Comparing OnePoint insurance quotes on a phone
How coverage stacks

Start with the coverage that fits. Add riders only where they help.

Here's the whole idea in one glance: a core policy does most of the work, and optional riders fill the specific gaps it leaves behind.

The simple version

Two jobs. One protection strategy.

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Optional add-ons

Supplemental coverage

Helps with specific gaps such as accidents, hospital stays, critical illness, dental, or vision.

Start here

Major medical

Handles broad covered care: doctors, prescriptions, emergencies, hospital care, and surgery.

01Choose major medical first.02Add a cushion only where it fits your life.
Policy building blocks

What a life payout can be used for.

A life payout is flexible. Most families put it toward these things, so nobody has to make hard financial choices at the worst possible time.

Income replacement

Income replacement

Replaces the paycheck your family counts on, so everyday life can keep going without you.

Mortgage protection

The mortgage

Pays off or keeps up the mortgage so your family can stay in their home.

Children's future

Children's future

Covers childcare, school, and college so their plans stay on track.

Debts and loans

Debts & loans

Clears credit cards, car loans, and co-signed balances so they don't pass to your family.

Final expenses

Final expenses

Covers funeral and end-of-life costs, which often run into the thousands.

Getting covered

Four simple steps to peace of mind.

No jargon, no pressure. We make getting your family covered straightforward, start to finish.

Get started

Fill out a quote form or call us

Reach out the way that's easiest. Share a few details about your family and our team takes it from there.

Compare your options

We shop. You choose.

We compare top-rated carriers to find the right life coverage, value, and rate for you.

Select your coverage

Tailored. Clear. Confident.

We walk you through your choices so you pick the protection that fits your family and your budget.

Get your policy

You're protected. We're here for you.

Your policy is active and your family is protected. Count on us for service and support whenever you need it.

5.0 on Google

Trusted by families across 18 states.

A perfect 5.0 rating. Here is what switching looked like for a few of them.

A common starting point is 10 to 15 times your income, plus any debts. A licensed advisor can refine that number with you for free.

Neither is better for everyone. Term is simpler and cheaper for covering your working years. Whole adds lifelong coverage and cash value. We help you choose based on your goals.

Often not. Many carriers offer no-exam policies for healthy applicants. We match you to the simplest path that still gets you a good rate.

Yes. Comparing is completely free and there is no obligation. You only move forward if a policy makes sense for you.

No. We also place final expense, indexed universal life, annuities, and group life. Use the selector above to see each one.

OnePoint Insurance Agency

One independent agency, 70+ carriers, 18 states. Real advisors who shop it for you and stay with you long after the policy starts.

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