Business Insurance | OnePoint Insurance Agency
Business Insurance

Protect Your Business.
Protect Your Assets.

From startups to established companies, Business Insurance safeguards what you've worked hard to build, so you can focus on growth with confidence.

We serve families & businesses in
GA AL AZ FL IL LA MD MI MS MO NJ NY NC OH SC TN TX VA

General Liability

Protection against third-party claims and lawsuits.

Property Coverage

Protect your buildings, equipment, and inventory.

Workers' Comp

Coverage for employee injuries and illnesses.

Commercial Auto

Insure your business vehicles and fleet.

Business Owner's Policy (BOP)

Bundled coverage combining property, liability, and business interruption in one affordable package.

39+
Carrier Partners
5K+
Businesses Protected
24/7
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Business Insurance

Protect your company

Commercial Auto

Company vehicles covered

Trucking

Fleet & cargo risks

Cyber

Data & cyber threat cover

Commercial Property Insurance

Buildings & inventory

General Liability

Slip, trip & fall protection

Professional Liability / E&O

Coverage for services

Malpractice Insurance

Healthcare liability

Sport Insurance

Teams, leagues & events

Workers Compensation

Employee injury coverage

Business Owner's Policy (BOP)

Bundle coverage

Liquor Liability

Alcohol-related claims

Commercial Umbrella

Extra liability layer

Garage Insurance

Shops & dealers

Event Insurance

Conferences & gatherings

Business Insurance Coverage | OnePoint Insurance Agency
Explore Coverage

Business Insurance Products

Click on any coverage type to learn more about what's included, who needs it, and how it protects your business.

Essential General Liability Insurance

General Liability Insurance

Required by landlords, clients, or licensing boards. Protects against third-party claims and lawsuits.

Popular Commercial Property Insurance

Commercial Property Insurance

Covers buildings, inventory, furniture, and business equipment. Available as part of a Business Owners Policy (BOP).

Best Value Business Owners Policy

Business Owners Policy (BOP)

Combines general liability + property + loss of income. Ideal for small to midsize businesses.

Service-Based Professional Liability (E&O)

Professional Liability (E&O)

Covers mistakes, errors, or omissions in your work. Essential for consultants, real estate pros, and service-based businesses.

Required Workers Compensation

Workers' Compensation

Mandatory in most states once you hire employees. Covers work injuries, medical costs, and lost wages.

Digital Age Cyber Liability Insurance

Cyber Liability Insurance

Protects against hacking, data breaches, and digital theft. Great for businesses with customer data or e-commerce.

Extra Protection Umbrella Liability Insurance

Umbrella Liability Insurance

Adds extra liability coverage above other policies. Helps protect your assets from major lawsuits or claims.

Vehicles Commercial Auto Insurance

Commercial Auto Insurance

Covers vehicles used for business — from cars to fleets. Required if you or employees drive for work.

Specialty Trucking Insurance

Trucking Insurance

Specialized coverage for motor carriers and owner-operators. Protects cargo, rigs, and liability on the road.

What Types of Business Insurance Do You Need?

We offer customized Business Insurance packages, no matter your industry, size, and risk profile.

General Liability Insurance

Protects against claims of bodily injury, property damage, or advertising injury. Required by landlords, clients, or licensing boards.

Commercial Property Insurance

Covers buildings, inventory, furniture, and business equipment.

Available as part of a Business Owners Policy (BOP).

Business Owners Policy (BOP)

Combines general liability + property + loss of income.

Ideal for small to midsize businesses.

Professional Liability (E&O)

Covers mistakes, errors, or omissions in your work.

Essential for consultants, real estate pros, and service-based businesses.

Commercial Auto Insurance

Covers company-owned vehicles or employees using cars for work. Includes liability, physical damage, and hired/non-owned auto.

Workers Compensation

Mandatory in most states once you hire employees.

Covers work injuries, medical costs, and lost wages.

Cyber Liability Insurance

Protects against hacking, data breaches, and digital theft.

Highly recommended for businesses with customer data or e-commerce.

Umbrella Liability Insurance

Adds extra liability coverage above all other policies.

Protects your assets from major lawsuits or claims.

How Much Does Small Business Insurance Cost?

Business insurance premiums depend on many factors, and there’s no flat rate. Your cost is based on:

  • Industry & risk level
  • State/location regulations
  • Number of employees or contractors
  • Coverage limits and endorsements
  • Business structure (LLC, Corp, Sole Proprietor)
  • Claims history and safety record

We compare quotes from over 20 carriers to get the most competitive value without compromising coverage.

Get a Personalized Business Quote
Business Team
Industries We Serve

Tailored Coverage for Every Business

No matter your industry, we have specialized insurance solutions designed to protect what you've built. Explore our coverage by business type.

Architecture & Engineering

Insurance for architects and engineers handling complex projects and professional liability.

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Beauty & Wellness

Coverage for salons, spas, estheticians, and beauty professionals.

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Commercial Maintenance

Protection for cleaning, janitorial, and maintenance service providers.

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Fitness

Insurance for gyms, personal trainers, yoga studios, and fitness professionals.

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Healthcare

Coverage for medical practices, clinics, and healthcare providers.

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Home Services

Insurance for contractors, electricians, plumbers, and HVAC technicians.

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Marketing & Advertising

Protection for agencies, freelance marketers, and creative professionals.

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Real Estate & Property

Coverage for property managers, investors, and real estate agents.

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Retail & E-commerce

Solutions for online and brick-and-mortar retail businesses.

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Therapy & Counseling

Coverage for counselors, therapists, and mental health providers.

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Travel & Tourism

Protection for tour operators and travel service providers.

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Restaurants & Food

Insurance for restaurants, caterers, and food service businesses.

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Construction & Contracting

Comprehensive coverage for contractors and construction companies.

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Nonprofits & Religious Orgs

Protection for churches, charities, and nonprofit organizations.

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Professional Services

Coverage for legal, finance, and consulting firms.

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Manufacturing & Energy

Industrial solutions for manufacturers and energy companies.

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Technology & Startups

Insurance for tech startups, SaaS companies, and IT professionals.

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Transportation & Logistics

Fleet, cargo, and logistics insurance for transport companies.

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Don't see your industry? No problem — we cover hundreds of business types.

Don't see Your Business?

OnePoint covers additional business types not listed

Learn More About Business Insurance

Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center.

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Industry-Specific Insurance Solutions

Retail & E‑commerce

Solutions for online and physical stores to boost sales and streamline operations.

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Restaurants & Food Services

Tools to attract diners, manage bookings, and grow your food business.

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Real Estate & Property Management

Support for agents, brokers, and managers to close deals faster.

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Construction & Contracting

Build stronger client relationships and manage projects efficiently.

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Nonprofits & Religious Organizations

Engage communities, manage donations, and grow your mission.

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Beauty & Wellness

Solutions for salons, spas, and barbershops to attract and retain clients.

Read More →

Professional Services

For legal, finance, and consulting firms to manage clients effectively.

Read More →

Healthcare, Manufacturing, Energy

Industry solutions to scale operations and serve clients better.

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Tech

For startups and tech companies to market, sell, and grow faster.

Read More →

Transportation & Logistics

Manage fleets, shipments, and customers with ease.

Read More →

Don’t see your industry? We probably cover it. Ask us

Customized Business Insurance Solutions

Protect your business with a policy built for you, not a one‑size‑fits‑all plan.

Personalized Coverage Built Around Your Goals Clear, Practical protection
Customize My Business Plan

Learn with OnePoint

Real answers. Straight talk. Insurance made simple.

OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.

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Trusted by Clients – Delivering Excellence and Reliability Across Borders.

ABOUT OUR INSURANCE

We’ll Ensure You Always Get the Best Guidance

OnePoint Insurance Resources: Find answers to your insurance questions, insights into current trends,

and tools for navigating life in our resource center.

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Business Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Health Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Auto Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Home Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Client Tools

File A Claim

Start the process of reporting an insurance claim.

Update My Policy Info

Modify contact, coverage, or account details.

Upload Document

Send us necessary documents securely online.

Policy Review Request

Request a full review of your current policy.

Schedule A Call

Book a call with your insurance advisor.

Let’s Protect Your Business

Your time is valuable. Let OnePoint deliver protection that’s fast, affordable, and built to scale with your business

Frequently Asked Questions

Is business insurance required by law?

Depends on your state and industry.

Can I bundle policies?

Yes, BOPs and umbrellas offer bundling discounts.

Do you offer monthly payments?

Yes, flexible billing is available.

Can I get coverage for multiple locations?

Absolutely.

Do I need a COI for contracts?

Most likely, we deliver fast

Is general liability enough?

Often no consider your property, auto, cyber, etc.

Talk to a Real Agent

Call, text, or click. We’re ready when you are.

888-899-8117

555 NorthPoint Center E, Alpharetta

Georgia. 30022

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Copyright 2025. OnePoint Insurance Agency. All Rights Reserved.

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We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.

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555 NorthPoint Center E, Alpharetta, GA 30022

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Servicing Families and Business in:

Copyright 2025. OnePoint Insurance Agency. All Rights Reserved.