General Liability Insurance
Required by landlords, clients, or licensing boards.
Protecting Your Business, Empowering Your Future
Tailored insurance solutions for businesses of all sizes.
We serve families & businesses in
GA
AL
AZ
FL
IL
LA
MD
MI
MS
MO
NJ
NY
NC
OH
SC
TN
TX
VA
What Types of Business Insurance Do You Need?
We offer customized packages based on your industry, size, and risk profile. Here are the core options:
Commercial Property Insurance
Covers buildings, inventory, furniture, and business equipment. Available as part of a Business Owners Policy (BOP).
Business Owners Policy (BOP)
Combines general liability + property + loss of income. Ideal for small to midsize businesses.
Professional Liability (E&O)
Covers mistakes, errors, or omissions in your work. Essential for consultants, real estate pros, and service-based businesses.
Workers Compensation
Mandatory in most states once you hire employees. Covers work injuries, medical costs, and lost wages.
Cyber Liability Insurance
Protects against hacking, data breaches, and digital theft. Great for businesses with customer data or e-commerce.
Umbrella Liability Insurance
Adds extra liability coverage above other policies. Helps protect your assets from major lawsuits or claims.
Commercial Auto Insurance
Covers vehicles used for business — from cars to fleets. Required if you or employees drive for work.
Trucking Insurance
Specialized coverage for motor carriers and owner-operators. Protects cargo, rigs, and liability on the road.
What Types of Business Insurance Do You Need?
We offer customized Business Insurance packages, no matter your industry, size, and risk profile.
General Liability Insurance
Protects against claims of bodily injury, property damage, or advertising injury. Required by landlords, clients, or licensing boards.
Commercial Property Insurance
Covers buildings, inventory, furniture, and business equipment.
Available as part of a Business Owners Policy (BOP).
Business Owners Policy (BOP)
Combines general liability + property + loss of income.
Ideal for small to midsize businesses.
Professional Liability (E&O)
Covers mistakes, errors, or omissions in your work.
Essential for consultants, real estate pros, and service-based businesses.
Commercial Auto Insurance
Covers company-owned vehicles or employees using cars for work. Includes liability, physical damage, and hired/non-owned auto.
Workers Compensation
Mandatory in most states once you hire employees.
Covers work injuries, medical costs, and lost wages.
Cyber Liability Insurance
Protects against hacking, data breaches, and digital theft.
Highly recommended for businesses with customer data or e-commerce.
Umbrella Liability Insurance
Adds extra liability coverage above all other policies.
Protects your assets from major lawsuits or claims.
How Much Does Small Business Insurance Cost?
Business insurance premiums depend on many factors, and there’s no flat rate. Your cost is based on:
- Industry & risk level
- State/location regulations
- Number of employees or contractors
- Coverage limits and endorsements
- Business structure (LLC, Corp, Sole Proprietor)
- Claims history and safety record
We compare quotes from over 20 carriers to get the best rates without compromising coverage.
Get a Personalized Business Quote
We’re here to help you protect what you’ve built
From salons to law firms, therapy offices to tour companies we offer tailored insurance coverage for business types.
Architecture & Engineering
Insurance for architects and engineers handling complex projects.
Beauty & Wellness
Coverage and solutions for salons, spas, and beauty professionals.
Commercial Maintenance
Protection for cleaning and maintenance services.
Fitness
Insurance for gyms, trainers, and fitness professionals.
Healthcare
Coverage for medical practices and healthcare providers.
Home Services
Insurance for contractors, electricians, and plumbers.
Marketing
Protection and solutions for agencies and freelance marketers.
Real Estate & Property Management
Coverage and support for property managers, investors, and agents.
Retail & E-commerce
Solutions and coverage for online and physical retail businesses.
Therapy
Coverage for counselors, therapists, and mental health providers.
Travel & Tourism
Protection for tour companies and travel service providers.
Restaurants & Food Services
Tools to attract diners, manage bookings, and grow food businesses.
Construction & Contracting
Build stronger client relationships and manage projects efficiently.
Nonprofits & Religious Organizations
Engage communities, manage donations, and grow your mission.
Professional Services
For legal, finance, and consulting firms to manage clients effectively.
Manufacturing & Energy
Industry solutions to scale operations and serve clients better.
Tech
For startups and tech companies to market, sell, and grow faster.
Transportation & Logistics
Manage fleets, shipments, and customers with ease.
Don't see Your Business?
OnePoint covers additional business types not listed
Learn More About Business Insurance
Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Industry-Specific Insurance Solutions
Retail & E‑commerce
Solutions for online and physical stores to boost sales and streamline operations.
Read More →Restaurants & Food Services
Tools to attract diners, manage bookings, and grow your food business.
Read More →Real Estate & Property Management
Support for agents, brokers, and managers to close deals faster.
Read More →Construction & Contracting
Build stronger client relationships and manage projects efficiently.
Read More →Nonprofits & Religious Organizations
Engage communities, manage donations, and grow your mission.
Read More →Beauty & Wellness
Solutions for salons, spas, and barbershops to attract and retain clients.
Read More →Professional Services
For legal, finance, and consulting firms to manage clients effectively.
Read More →Healthcare, Manufacturing, Energy
Industry solutions to scale operations and serve clients better.
Read More →Don’t see your industry? We probably cover it. Ask us
Learn with OnePoint
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OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
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OnePoint Insurance Resources Find answers to your insurance questions, insights into current trends,
and tools for navigating life in our resource center.
Business Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Health Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Auto Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Home Insurance
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Frequently Asked Questions
Is business insurance required by law?
Depends on your state and industry.
Can I bundle policies?
Yes, BOPs and umbrellas offer bundling discounts.
Do you offer monthly payments?
Yes, flexible billing is available.
Can I get coverage for multiple locations?
Absolutely.
Do I need a COI for contracts?
Most likely, we deliver fast
Is general liability enough?
Often no consider your property, auto, cyber, etc.
Let’s Protect Your Business
Your time is valuable. Let OnePoint deliver protection that’s fast, affordable, and built to scale with your business
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We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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555 NorthPoint Center E, Alpharetta, GA 30022
Servicing Families and Business in:
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