Health / ACA
Marketplace & subsidies
Affordable Health Insurance Plans Tailored for You & Your Family
Compare Marketplace (ACA) & Short-Term Medical options. Get real-time savings estimates. Bundle your plan with dental, vision, and critical illness coverage.
Your Health, Your Choice, Your Peace of Mind Body.
Stay protected with plans that work for your needs, budget, and lifestyle. OnePoint makes Health Insurance simple, so you can focus on living well.
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Health Insurance Options We Offer
Marketplace (ACA) Health Insurance
Short Term Medical Insurance
What is Health Insurance
Health insurance is essentially a contract between you (the insured) and an insurance company. You agree to pay a premium (monthly, quarterly, or annually), and in return, the insurer helps cover the cost of your medical expenses.
Why do you need it?
In the U.S. especially, healthcare isn’t cheap. An ER visit can run you $2,000–$5,000. Surgery? Tens of thousands. Cancer treatment? Hundreds of thousands. Health insurance shields you from bearing the full brunt of those costs.
Understanding Key Health Insurance Terms
Get the Most Out of Your Coverage Bundle Add-Ons for Total Protection
Save when you combine health insurance with dental, accident, vision, disability income, and more.
When life throws the unexpected your way, your health plan shouldn’t leave you with a stack of bills. Our supplemental insurance bundles give you cash benefits directly to you so you can focus on healing, not expenses.
Hospitalization Insurance
Pays YOU cash when you’re admitted to the hospital
Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills
Accident Insurance
Pays a lump sum for covered accidents like fractures, burns, or ER visits
Get up to $20,000 depending on injury severity
Critical Illness Insurance
One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke
Up to $100,000 to help you recover without financial stress
Dental & Vision Insurance
Routine cleanings, X-rays, exams, glasses, and contacts
Save on preventive care & eyecare with network discounts
Disability Income Insurance
Replaces a portion of your income if illness or injury keeps you from working
Monthly income payments to help cover living expenses
Get the Most Out of Your Coverage Bundle Add-Ons for Total Protection
Save when you combine health insurance with dental, accident, vision, disability income, and more.
Hospitalization Insurance
Pays YOU cash when you’re admitted to the hospital
Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills
Accident Insurance
Pays a lump sum for covered accidents like fractures, burns, or ER visits
Get up to $20,000 depending on injury severity
Critical Illness Insurance
One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke
Up to $100,000 to help you recover without financial stress
Dental & Vision Insurance
Routine cleanings, X-rays, exams, glasses, and contacts
Save on preventive care & eyecare with network discounts
Disability Income Insurance
Replaces a portion of your income if illness or injury keeps you from working
Monthly income payments to help cover living expenses
Why Bundle?
Extra coverage when your health plan stops short
Cash payouts to help with rent, bills, or recovery
One application, multiple protections
Significant savings when bundled with your core health plan
Call to ACTION
Compare ACA and short-term plans side-by-side
Premiums
Deductibles
Out-of-pocket costs
Find out if you qualify for $0–low-cost premiums based on your income & household size
Know Your Enrollment Windows
Getting the right health coverage starts with knowing when you can enroll.
At OnePoint Insurance Agency, we guide you through your options whether you’re enrolling for the first time, switching plans, or qualifying due to a life change. Here’s how to take action based on your eligibility:
Open Enrollment (Nationwide)
🗓 Nov 1 – Jan 15
Open Enrollment (Nationwide)
🗓 Nov 1 – Jan 15
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Need Help Applying or Comparing Plans?
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Learn About Coverage
ACA vs Short Term
Understand what’s right for your life
Compare Plan Types
How Enrollment Works
Step-by-step Marketplace guide
See Enrollment Timeline
Using Your Plan
Avoid bills & get the care you need
Health Plan Tips
Learn About Coverage
ACA vs Short Term
Understand what’s right for your life
Compare Plan Types
How Enrollment Works
Step-by-step Marketplace guide
See Enrollment Timeline
Using Your Plan
Avoid bills & get the care you need
Health Plan Tips
ABOUT OUR INSURANCE
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OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
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Frequently Asked Questions (FAQs)
How do I know if I qualify for a $0 premium health plan?
If your household income meets certain federal guidelines, you may qualify for subsidies that reduce your premium to zero. Use our quote tool to check instantly.
What’s the difference between Marketplace and Short Term plans?
Marketplace plans are ACA-compliant and cover essential health benefits; Short Term plans are limited coverage meant for temporary gaps.
How quickly can I get covered?
Marketplace coverage starts based on enrollment windows. Short Term Medical can start as soon as tomorrow in many states
Do I have to pay upfront to apply?
No. There’s no fee to apply for coverage. Our agents will help you compare options for free
What is hospitalization insurance and how does it help?
It pays cash directly to you — up to $2,000 per day — if you’re admitted to the hospital. You can use the money for anything
Can I keep my current doctor?
It depends on the plan network. We’ll help you choose a plan that includes your provider when available.
Coverage Area Map
We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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555 NorthPoint Center E, Alpharetta, GA 30022
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