Homeowners Insurance Quote | OnePoint Insurance Agency
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Coverage

Are you a homeowner, landlord, or renter?

This determines the type of policy we quote.

Rental

What type of rental do you live in?

Helps us quote the right renter policy (HO4).

Current Coverage

Who's your current home insurance carrier?

Helps us compare and identify switching discounts.

Current Coverage

Upload your current policy

Optional — share your declarations page so we can match and beat your coverage. PDF, JPG, or PNG up to 5 MB.

Coverage

Estimated value of your personal property

Furniture, electronics, clothing, appliances — the total replacement cost.

About You

What's your gender?

About You

What's your marital status?

About You

US military service status

Active duty, veterans, and dependents may qualify for special discounts.

Property

What's the property address?

Physical address only — no P.O. Boxes.

Mailing

Is your mailing address the same as the property?

Mailing

What's your mailing address?

Dwelling

What year was the home built?

Find this on the county tax record or your deed.

Dwelling

What's the total square footage?

Finished living area only — exclude garage and unfinished basement.

Dwelling

Number of stories

Dwelling

What type of construction?

Dwelling

Foundation type

Dwelling

Roof material

Dwelling

Has the roof been replaced or updated?

Newer roofs often qualify for discounts.

Dwelling

What year was the roof updated?

Dwelling

Primary heat source

Dwelling

Primary heating fuel

Usage

How is the dwelling used?

Eligibility

Is there a swimming pool more than 2.5 feet deep?

Eligibility

Is there a trampoline on the premises?

Eligibility

Any dogs with bite history or restricted breeds?

Some breeds (Pit Bull, Rottweiler, Doberman, etc.) may be excluded.

Eligibility

Is any business conducted on the premises?

Includes home offices, farming, daycare, or retail.

Condition

Any existing damage or needed repairs?

Roof, structure, foundation, chimney, etc.

Condition

Under major construction or renovation?

Security

Security devices installed

Check all that apply — each may qualify for a discount.

History

Any claims or losses in the past 5 years?

Includes any location you owned or rented, even if you didn't file a claim.

History

Tell us about the claim

You can list multiple; separate with commas or new lines.

History

Canceled, declined, or non-renewed in the past 5 years?

Excluding non-payment on your part.

Your Info

What's your name?

Use your legal name as it appears on your ID.

Your Info

What's your date of birth?

Your Info

Do you have a Social Security Number?

SSN helps verify your identity and may unlock additional discounts. Optional.

Your Info

Enter your Social Security Number

Stored securely and used only for verification.

Your Info

How can we reach you?

Your quote will be sent here.

Coverage

Desired dwelling coverage amount

How much it would cost to rebuild your home. An agent will help refine if you're unsure.

Coverage

Preferred deductible

Higher deductible = lower premium. You'll pay this amount out of pocket before insurance kicks in.

Coverage

Personal liability limit

Protects you if someone is injured on your property.

Coverage

Replacement cost coverage on belongings?

Replacement cost pays what it costs to replace today — not depreciated value. Typically 5-10% more.

Coverage

Would you like any of these add-ons?

Check all that interest you. An agent will confirm availability.

Policy

Any additional insureds or co-owners?

A spouse, co-owner, or mortgagee who should be listed on the policy.

Policy

Additional insured details

Policy

Is there a mortgage on the property?

If yes, your mortgagee will be listed on the policy as loss payee.

Policy

Mortgagee information

Policy

When would you like coverage to start?

Usually the closing date or expiration of current policy.

Policy

Preferred payment frequency

Attestations

Quick final acknowledgments

Final step

Electronic signature

Type your full legal name exactly as you entered it. This serves as your electronic signature.

 
Review

Look good?

Check your answers. Click Edit on any section to fix.

Submitting your quote…
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You're all set!

Your quote request has been received. A licensed OnePoint agent will reach out within one business day with pricing and options.

Reference: OP-HM-0000

Questions? Call 888-899-8117.