Insurance, Simplified

The OnePoint Learn Hub.

Plain-English guides to every coverage, every claim, and every decision you'll face — from our licensed advisors in 18 states.

Car on an open roadAuto & Vehicle

Auto & Vehicle Insurance, Explained

The coverages on your auto policy, explained: collision, comprehensive, UM/UIM, gap, motorcycle, RV, boat, and rideshare.

8 chapters · ~25 min

Modern home exterior at duskHome & Property

Home & Property Coverage, Demystified

Dwelling, contents, flood, earthquake, HO-6, landlord, scheduled items, and the settings that matter at claim time.

8 chapters · ~28 min

Family spending time togetherLife Insurance

Life Insurance Beyond Term vs. Whole

Universal, IUL, final expense, annuities, guaranteed issue, children's coverage, beneficiaries, and term conversion.

8 chapters · ~28 min

Doctor with stethoscope reviewing a patient chartHealth Insurance

Health Insurance, Parts and Programs

ACA Marketplace, Medicare parts A/B/C/D, Medigap, HSAs, FSAs, dental, vision, and COBRA.

8 chapters · ~28 min

Professional working at a deskDisability Income

Protecting the Paycheck You Depend On

DI basics, own-occ vs. any-occ, accident insurance, SSDI, high-earner supplements, cancer, timing, and business overhead.

8 chapters · ~28 min

Small business storefrontBusiness Insurance

What Every Business Owner Should Carry

General liability, workers' comp, commercial auto, cyber, E&O, D&O, EPLI, and business interruption.

8 chapters · ~30 min

Insurance documents and a pen on a deskFundamentals

The Vocabulary of Every Policy

Premiums, deductibles, coinsurance, policy limits, exclusions, riders, underwriting, and how policies end.

8 chapters · ~28 min

Person comparing options on a laptopShopping & Switching

Shopping and Switching, Without the Mistakes

How to compare quotes, when to switch, how rates are calculated, credit-based scores, the CLUE report, and agent types.

6 chapters · ~20 min

Couple celebrating a life milestoneClaims & Life Events

Claims and the Moments That Change Your Coverage

Filing a claim, what happens next, marriage, divorce, new baby, moving states, and retirement.

6 chapters · ~20 min