Protect Your Income, Protect Your Peace of Mind

Unexpected illnesses and injuries can disrupt your life and finances. That's where OnePoint's Short-Term Disability Insurance comes in. Our comprehensive plans are designed to provide financial security when you need it most.

Protect Your Income, Protect Your Peace of Mind

Unexpected illnesses and injuries can disrupt your life and finances. That's where OnePoint's Short-Term Disability Insurance comes in. Our comprehensive plans are designed to provide financial security when you need it most.

what is short-term disability income

Short-term disability (STD) income is a type of insurance that provides financial protection in case of a short-term illness or injury that prevents you from working.

1 It typically replaces a portion of your income for a limited period, usually 3 to 6 months.

Why Choose OnePoint Insurance for Short-Term Disability?

Financial Protection: Receive a percentage of your income (typically 40-60%) while you're unable to work, helping cover essential expenses like rent, mortgage, and utilities.
Flexible Coverage Options: Choose a plan that fits your needs and budget, with various benefit periods and elimination periods available.
Quick and Easy Claims Process: We make filing a claim simple and stress-free, so you can focus on healing.
Experienced Support: Our dedicated team is here to answer your questions and guide you through the claims process.
Peace of Mind: Knowing you have financial protection allows you to focus on recovery without added worry.

Why Choose OnePoint Insurance for Short-Term Disability?

Financial Protection: Receive a percentage of your income (typically 40-60%) while you're unable to work, helping cover essential expenses like rent, mortgage, and utilities.
Flexible Coverage Options: Choose a plan that fits your needs and budget, with various benefit periods and elimination periods available.
Quick and Easy Claims Process: We make filing a claim simple and stress-free, so you can focus on healing.
Experienced Support: Our dedicated team is here to answer your questions and guide you through the claims process.
Peace of Mind: Knowing you have financial protection allows you to focus on recovery without added worry.

Who Needs Short-Term Disability Insurance?

Anyone who relies on their income to support themselves and their loved ones can benefit from short-term disability insurance. This includes:

Employees: Protect your income in case of illness or injury, even if you have sick leave or vacation days.
Self-Employed Individuals: Ensure your business and personal finances remain stable during an unexpected disability.
Freelancers and Contractors: Secure your income stream and avoid financial hardship if you're unable to work.