Business Insurance
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Travel Smarter. Travel Protected.
From flight cancellations to overseas medical emergencies, Travel Insurance keeps your trip on track.
We serve families & businesses in
GA
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IL
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MD
MI
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MO
NJ
NY
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SC
TN
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Why Travel Insurance Is Essential
Travel is exciting, but it also comes with risks, unpredictable weather, illness, lost baggage, or even trip cancellations. One unexpected issue can ruin your trip and your wallet. Travel Insurance ensures you’re financially protected so you can enjoy the journey worry-free.
What Types of Business Insurance Do You Need?
We offer customized Business Insurance packages, no matter your industry, size, and risk profile.
General Liability Insurance
Protects against claims of bodily injury, property damage, or advertising injury. Required by landlords, clients, or licensing boards.
Commercial Property Insurance
Covers buildings, inventory, furniture, and business equipment.
Available as part of a Business Owners Policy (BOP).
Business Owners Policy (BOP)
Combines general liability + property + loss of income.
Ideal for small to midsize businesses.
Professional Liability (E&O)
Covers mistakes, errors, or omissions in your work.
Essential for consultants, real estate pros, and service-based businesses.
Commercial Auto Insurance
Covers company-owned vehicles or employees using cars for work. Includes liability, physical damage, and hired/non-owned auto.
Workers Compensation
Mandatory in most states once you hire employees.
Covers work injuries, medical costs, and lost wages.
Cyber Liability Insurance
Protects against hacking, data breaches, and digital theft.
Highly recommended for businesses with customer data or e-commerce.
Umbrella Liability Insurance
Adds extra liability coverage above all other policies.
Protects your assets from major lawsuits or claims.
Travel Insurance Coverage Options
Trip canceled? Bags delayed? Medical emergency abroad? Lock in protection that travels with you.
Trip Cancellation
Reimburses non‑refundable prepaid trip costs.
Trip Interruption
If you must cut the trip short.
Emergency Medical
Doctor & hospital bills while traveling.
Medical Evacuation
Air ambulance & repatriation.
Baggage & Personal Effects
Repair, replace, or reimburse lost items.
Baggage Delay
Buy essentials while your bag catches up.
Travel Delay
Meals, hotels, and incidentals when you’re stuck.
Missed Connection
When a delay makes you miss the next leg.
Pre‑Existing Condition Waiver
Optional—protects certain known conditions.
Cancel For Any Reason (CFAR)
Most flexible, optional upgrade.
Rental Car Collision
Damage/repair costs for a rental vehicle.
24/7 Travel Assistance
Concierge, coordination, and referrals.
Who Needs Travel Insurance?
Frequent Flyers
Business travelers and jet-setters who are always on the go.
Families on Vacation
Parents and kids traveling together for peace of mind and safety.
International Travelers
Anyone heading abroad where healthcare costs or rules may differ.
Students Abroad
Exchange students and study-abroad programs that need protection.
Travelers with Health Concerns
People with existing conditions who need medical coverage overseas.
Adventure Seekers
Hikers, skiers, divers, and explorers taking on higher-risk activities.
Cruise Travelers
Passengers needing coverage for cancellations, delays, or emergencies at sea.
Casual Vacationers
Anyone planning a trip who wants trip protection and peace of mind.
Don't see Your Activity?
Learn More About Business Insurance
Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Industry-Specific Insurance Solutions
Retail & E‑commerce
Solutions for online and physical stores to boost sales and streamline operations.
Read More →Restaurants & Food Services
Tools to attract diners, manage bookings, and grow your food business.
Read More →Real Estate & Property Management
Support for agents, brokers, and managers to close deals faster.
Read More →Construction & Contracting
Build stronger client relationships and manage projects efficiently.
Read More →Nonprofits & Religious Organizations
Engage communities, manage donations, and grow your mission.
Read More →Beauty & Wellness
Solutions for salons, spas, and barbershops to attract and retain clients.
Read More →Professional Services
For legal, finance, and consulting firms to manage clients effectively.
Read More →Healthcare, Manufacturing, Energy
Industry solutions to scale operations and serve clients better.
Read More →Don’t see your industry? We probably cover it. Ask us
Why Businesses Trust OnePoint Insurance Agency
Fast, personalized quotes
Affordable plans with flexible options
Dedicated agents who understand small businesses
Claims support when you need it most
Learn with OnePoint
Real answers. Straight talk. Insurance made simple.
OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
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Don’t Leave Your Trip to Chance.
Travel Insurance Frequently Asked Questions
It typically covers trip cancellations, emergency medical care abroad, lost or delayed baggage, travel delays, and 24/7 global assistance. Exact benefits vary by plan.
If you’re going international or booking non-refundable travel, yes—insurance helps protect you from costly surprises like last-minute cancellations or overseas medical bills.
Most plans include emergency medical and evacuation coverage outside the U.S. (critical since many domestic health plans offer limited or no overseas coverage).
Many plans include COVID-related trip cancellation and medical coverage now. Always review the policy’s covered reasons and exclusions before you buy.
Typically 4–10% of your total trip cost, depending on traveler age(s), destination, trip length, and the coverage level you choose.
Talk to a Real Agent
Call, text, or click. We’re ready when you are.
888-899-8117
555 NorthPoint Center E, Alpharetta
Georgia. 30022
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We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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