Protecting Your Business, Empowering Your Future
Tailored insurance solutions for businesses of all sizes.
Our Offerings
Tailored solutions for your marketing needs.
Marketing Strategy & Planning
Maximize your content's impact with our expert Content Strategy & Planning service. We'll devise a tailored roadmap to engage your audience, boost SEO, and achieve your marketing goals effectively. Elevate your brand!
Content Creation & Management
OnePoint Insurance Agency specializes in creating compelling content to resonate with your audience. From blogs to social media, we ensure your message connects and converts effectively.
SEO & Digital Advertising
Boost your online presence with our SEO and digital advertising solutions. At OnePoint Insurance Agency, we analyze trends and implement strategies to rank your business higher and attract targeted traffic.
Data Analytics & Reporting
Stay ahead of the competition with OnePoint Insurance Agency's detailed analytics and reporting services. We provide actionable insights into campaign performance, ensuring your marketing strategy is always optimized for success.
What Types of Business Insurance Do You Need?
We offer customized packages based on your industry, size, and risk profile. Here are the core options:
General Liability Insurance
Protects against claims of bodily injury, property damage, or advertising injury. Required by landlords, clients, or licensing boards.
Commercial Property Insurance
Covers buildings, inventory, furniture, and business equipment.
Available as part of a Business Owners Policy (BOP).
Business Owners Policy (BOP)
Combines general liability + property + loss of income.
Ideal for small to midsize businesses.
Professional Liability (E&O)
Covers mistakes, errors, or omissions in your work.
Essential for consultants, real estate pros, and service-based businesses.
Commercial Auto Insurance
Covers company-owned vehicles or employees using cars for work. Includes liability, physical damage, and hired/non-owned auto.
Workers Compensation
Mandatory in most states once you hire employees.
Covers work injuries, medical costs, and lost wages.
Cyber Liability Insurance
Protects against hacking, data breaches, and digital theft.
Highly recommended for businesses with customer data or e-commerce.
Umbrella Liability Insurance
Adds extra liability coverage above all other policies.
Protects your assets from major lawsuits or claims.
How Much Does Small Business Insurance Cost?
Business insurance premiums depend on many factors, and there’s no flat rate. Your cost is based on:
- Industry & risk level
- State/location regulations
- Number of employees or contractors
- Coverage limits and endorsements
- Business structure (LLC, Corp, Sole Proprietor)
- Claims history and safety record
We compare quotes from over 20 carriers to get the best rates without compromising coverage.
Get a Personalized Business Quote
Business Insurance by Profession
Every profession carries its own risks and we’re here to help you protect what you’ve built. From salons to law firms, therapy offices to tour companies, we offer tailored insurance coverage for over 30 business types. Whether you work with people, property, or products, we've got a policy designed for your line of work.
Architecture & Engineering
Insurance for architects and engineers handling complex projects.
Beauty
Coverage for salons, spas, and beauty professionals.
Commercial Maintenance
Protection for cleaning and maintenance services.
Fitness
Insurance for gyms, trainers, and fitness professionals.
Health
Coverage for medical practices and healthcare providers.
Home Services
Insurance for contractors, electricians, and plumbers.
Marketing
Protection for agencies and freelance marketers.
Property Management
Coverage for property managers and real estate investors.
Retail
Insurance for online and physical retail businesses.
Therapy
Coverage for counselors, therapists, and mental health providers.
Travel & Tourism
Protection for tour companies and travel service providers.
Learn More About Business Insurance
Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Is your occupation not listed?
We can still help. Get a fast, free quote now and get the OnePoint confidence behind your business
Industry-Specific Insurance Solutions
Retail & E‑commerce
Solutions for online and physical stores to boost sales and streamline operations.
Read More →Restaurants & Food Services
Tools to attract diners, manage bookings, and grow your food business.
Read More →Real Estate & Property Management
Support for agents, brokers, and managers to close deals faster.
Read More →Construction & Contracting
Build stronger client relationships and manage projects efficiently.
Read More →Nonprofits & Religious Organizations
Engage communities, manage donations, and grow your mission.
Read More →Beauty & Wellness
Solutions for salons, spas, and barbershops to attract and retain clients.
Read More →Professional Services
For legal, finance, and consulting firms to manage clients effectively.
Read More →Healthcare, Manufacturing, Energy
Industry solutions to scale operations and serve clients better.
Read More →Don’t see your industry? We probably cover it. Ask us
Learn with OnePoint
Real answers. Straight talk. Insurance made simple.
OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
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OnePoint Insurance Resources Find answers to your insurance questions, insights into current trends,
and tools for navigating life in our resource center.
Business Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Health Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Auto Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Home Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Frequently Asked Questions
Is business insurance required by law?
Depends on your state and industry.
Can I bundle policies?
Yes, BOPs and umbrellas offer bundling discounts.
Do you offer monthly payments?
Yes, flexible billing is available.
Can I get coverage for multiple locations?
Absolutely.
Do I need a COI for contracts?
Most likely, we deliver fast
Is general liability enough?
Often no consider your property, auto, cyber, etc.
Let’s Protect Your Business
Your time is valuable. Let OnePoint deliver protection that’s fast, affordable, and built to scale with your business
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We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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