Health / ACA
Marketplace & subsidies
Compare Marketplace (ACA) & Short-Term Medical options. Get real-time savings estimates. Bundle your plan with dental, vision, and critical illness coverage.
Get daily cash benefits, ICU coverage, and peace of mind when life puts you in the hospital.
Hospitalization insurance is a special type of health-related insurance that pays you a cash benefit when you’re admitted to the hospital, whether for illness, injury, surgery, or ICU care.
Cover medical bills your main insurance didn’t pay.
Replace lost income if you can’t work while recovering.
Handle everyday expenses like rent, groceries, or childcare.
Think of it as a financial safety net that complements your primary health plan.
Extra cash and critical coverage that rides shotgun with your regular health plan—so a hospital stay doesn't wreck your savings.
Cushions gaps your main health plan may leave during sudden hospital admissions.
Receive a set cash amount per day hospitalized to offset deductibles and other bills.
Additional benefits for intensive care and surgical procedures when stakes are highest.
Helps keep the household steady—so recovery time doesn’t become a financial crisis.
Straight facts: this is cash paid to you for covered hospital stays—use it for deductibles, copays, or life bills. Tap a tile to see where it shines.
Want a cash cushion if you’re admitted? This helps plug that painful out-of-pocket gap.
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Surgery or an expected admission on the calendar? Stack predictable cash on top.
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If things escalate, ICU days burn cash fast—this adds higher daily benefits.
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No PTO? A hospital stretch can choke cash flow—this puts money back in play.
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Life happens. If an accident or illness means admission, you’re not scrambling.
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Hospital copays can sting. A hospital indemnity add-on can soften those blows.
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Four simple steps. Cash benefits when you need them.
Answer a few basics, choose your plan & effective date — no long forms.
Once approved, you’ll see your confirmation right away — no waiting around.
File a quick claim if you’re admitted — get a lump-sum benefit per covered stay.
Use the money for medical bills, rent, groceries — whatever helps you recover.
Save when you combine health insurance with dental, accident, vision, disability income, and more.
Pays YOU cash when you’re admitted to the hospital
Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills
Pays a lump sum for covered accidents like fractures, burns, or ER visits
Get up to $20,000 depending on injury severity
One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke
Up to $100,000 to help you recover without financial stress
Routine cleanings, X-rays, exams, glasses, and contacts
Save on preventive care & eyecare with network discounts
Replaces a portion of your income if illness or injury keeps you from working
Monthly income payments to help cover living expenses
Pays YOU cash when you’re admitted to the hospital
Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills
Pays a lump sum for covered accidents like fractures, burns, or ER visits
Get up to $20,000 depending on injury severity
One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke
Up to $100,000 to help you recover without financial stress
Routine cleanings, X-rays, exams, glasses, and contacts
Save on preventive care & eyecare with network discounts
Replaces a portion of your income if illness or injury keeps you from working
Monthly income payments to help cover living expenses
At OnePoint Insurance Agency, we guide you through your options whether you’re enrolling for the first time, switching plans, or qualifying due to a life change. Here’s how to take action based on your eligibility:
🗓 Nov 1 – Jan 15
🗓 Nov 1 – Jan 15
Our licensed agents are trained & certified in multiple states. Call us or let us call you!
ABOUT OUR INSURANCE
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
Nope. Health insurance pays hospitals and doctors for your treatment. Hospitalization insurance pays you directly, in cash, for every day you’re in the hospital. You can use that money however you want—medical bills, rent, groceries, or even Uber rides to appointments.
It typically covers:
Daily cash benefits for each day you’re hospitalized.
ICU stays (with higher payouts).
Surgical procedures with lump-sum benefits.
Sometimes room & board allowances and ambulance costs (depending on your plan).
Yes, because health insurance doesn’t cover everything. Deductibles, copays, out-of-network costs, and lost wages still hit hard. Hospitalization insurance helps fill those gaps with money you can use however you see fit.
Premiums are usually affordable, often less than what you’d pay for streaming services each month. Your actual cost depends on your age, health, and benefit level.
Absolutely. That’s the whole point. Whether it’s covering your mortgage, paying for childcare, or keeping the lights on while you recover, the money is yours to spend freely.
It’s especially useful if you:
Have a high-deductible health plan.
Are self-employed or don’t get paid sick leave.
Want peace of mind that your family won’t struggle financially if you’re hospitalized.
Call, text, or click. We’re ready when you are.
888-899-8117
555 NorthPoint Center E, Alpharetta
Georgia. 30022
We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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