Commercial auto, made simple

Commercial auto insurance for every mile you drive.

We compare 70+ top-rated carriers to protect the vans, trucks, and cars your business runs — with liability, physical damage, and coverage for hired and non-owned vehicles, all in plain English.

A licensed business advisor, at no cost to youOne work van to a full fleet, covered70+ carriers compared for you
A business owner beside a company work vanA commercial truck on the highwayA company delivery van on a city streetA cargo van loaded for the day's deliveries

Commercial auto coverage backed by carriers you know and trust

TravelersNationwideThe HartfordProgressiveGeicoHiscoxCoterraAttunebiBERKTitan FloodBritTAPCOAmerican Modern
Every business vehicle

One agency, every vehicle you run.

Pick the kind of business driving you do to see how coverage looks for it — then add your ZIP to start. From a single work van to a full trucking operation, we place it all.

How it works
Best fit
Important to understand
Now showing . Everything here is tailored to it.

Keep your business on the road.

A quick conversation shows your coverage options and exactly what your vehicles need — with a licensed advisor who's genuinely on your side. Always free.

Reviewing commercial auto coverage options
How coverage stacks

Cover the core first. Add only what your work needs.

Here's the whole idea in one glance: a few core coverages do most of the work, and optional add-ons fill the specific gaps a working fleet leaves behind.

The simple version

Two jobs. One protection strategy.

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Optional add-ons

Supplemental coverage

Helps with specific gaps such as accidents, hospital stays, critical illness, dental, or vision.

Start here

Major medical

Handles broad covered care: doctors, prescriptions, emergencies, hospital care, and surgery.

01Choose major medical first.02Add a cushion only where it fits your life.
Coverage guide

The cover behind a commercial auto policy.

Each part answers a different situation on the road. Here is what every one of them pays for, so the policy matches how your vehicles are really used.

Commercial auto liability coverage

Liability

Pays for injury and damage your driver causes to other people on the road. Required in most states.

Collision coverage for business vehicles

Collision

Repairs to your own vehicle after a crash, no matter who is at fault.

Comprehensive coverage for business vehicles

Comprehensive

Theft, vandalism, fire, weather, and other non-collision losses to your vehicles.

Medical payments coverage

Medical payments

Injury costs for your driver and passengers after an accident on the job.

Hired and non-owned auto coverage

Hired & non-owned

Covers rented vehicles and employees driving their own cars for business.

Getting covered

Four simple steps to peace of mind.

No jargon, no pressure. We make protecting your business vehicles straightforward, start to finish.

Get started

Fill out a quote form or call us

Reach out the way that is easiest. Share a few details about your vehicles and drivers and our team takes it from there.

Compare your options

We shop. You choose.

We compare 70+ top-rated carriers for the right commercial coverage, value, and discounts for your business.

Select your coverage

Tailored. Clear. Confident.

We walk you through your choices so you pick the protection that fits how your vehicles are used and your budget.

Get your policy

You're protected. We're here for you.

Your policy is active and you are covered. Count on us for service and support whenever you need it.

5.0 on Google

Trusted by businesses across 18 states.

A perfect 5.0 rating. Here is what working with us looked like for a few of them.

From the blog

Insights to help you run protected.

Plain-English guides on protecting your business and its vehicles — straight from our licensed advisors.

It covers vehicles used for business, including liability for injury and damage your driver causes, plus collision, comprehensive, and medical payments for your own vehicles. Coverage can extend to employees and hired or non-owned vehicles.

Usually not. Personal auto policies exclude regular business use, so a work-related accident can be denied, leaving the loss on you. If you drive for business, a commercial auto policy is what responds when you need it.

Yes, through hired and non-owned auto coverage. When an employee drives a personal or rented vehicle for business and causes an accident, this coverage protects your business from the liability that follows.

Yes. We place trucking insurance for owner-operators and fleets, including the higher liability limits, motor carrier filings, and cargo coverage that long-haul and regional hauling require.

It depends on your vehicles, driving records, miles, and limits. Because we are independent and compare 70+ carriers, we find the coverage that fits your operation at a competitive price. A short conversation gives you a clear number.

OnePoint Insurance Agency

One independent agency, 70+ carriers, 18 states. Real advisors who shop it for you and stay with you long after the policy starts.

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