Liability Coverage: Just like personal auto insurance, liability coverage is a fundamental component of commercial auto insurance. It provides financial protection if your business vehicle causes property damage or bodily injury to others.

Physical Damage Coverage: This coverage protects your commercial vehicles against damage caused by accidents, storms, fire, theft, and vandalism. It includes coverage for the vehicles' body, engine, and any attached equipment.

Comprehensive Coverage: This coverage protects your vehicles against non-collision incidents, such as theft, vandalism, fire, or natural disasters.

Uninsured/Underinsured Motorist Coverage: This policy helps cover your medical expenses and damages if your business vehicle is involved in an accident with an uninsured or underinsured driver.

Medical Payments Coverage: This coverage helps pay for medical expenses for you and your passengers, regardless of who is at fault in an accident.

Cargo Coverage: If your business involves transporting goods or cargo, cargo coverage protects against damage, theft, or loss of the cargo being transported.