Make Memories, We’ll Handle the Risks

From weddings to corporate events, Event Insurance protects your big day from unexpected surprises.

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Protect your company

Commercial Auto

Company vehicles covered

Trucking

Fleet & cargo risks

Cyber

Data & cyber threat cover

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Buildings & inventory

General Liability

Slip, trip & fall protection

Professional Liability / E&O

Coverage for services

Malpractice Insurance

Healthcare liability

Sport Insurance

Teams, leagues & events

Workers Compensation

Employee injury coverage

Business Owner's Policy (BOP)

Bundle coverage

Liquor Liability

Alcohol-related claims

Commercial Umbrella

Extra liability layer

Garage Insurance

Shops & dealers

Event Insurance

Conferences & gatherings

Why Event Insurance Matters

Planning an event, whether it’s a wedding, birthday party, concert, or corporate gala, takes months of work and often thousands of dollars. But even the most carefully planned events can run into unexpected problems. A guest could slip and fall, a vendor might fail to show up, or severe weather could force you to cancel altogether. Without protection, you could be left covering the financial fallout yourself.

Most venues now require proof of event liability insurance before you can even sign a contract. Why? Because accidents happen, and they don’t want to be held responsible if things go wrong.

What Types of Business Insurance Do You Need?

We offer customized Business Insurance packages, no matter your industry, size, and risk profile.

General Liability Insurance

Protects against claims of bodily injury, property damage, or advertising injury. Required by landlords, clients, or licensing boards.

Commercial Property Insurance

Covers buildings, inventory, furniture, and business equipment.

Available as part of a Business Owners Policy (BOP).

Business Owners Policy (BOP)

Combines general liability + property + loss of income.

Ideal for small to midsize businesses.

Professional Liability (E&O)

Covers mistakes, errors, or omissions in your work.

Essential for consultants, real estate pros, and service-based businesses.

Commercial Auto Insurance

Covers company-owned vehicles or employees using cars for work. Includes liability, physical damage, and hired/non-owned auto.

Workers Compensation

Mandatory in most states once you hire employees.

Covers work injuries, medical costs, and lost wages.

Cyber Liability Insurance

Protects against hacking, data breaches, and digital theft.

Highly recommended for businesses with customer data or e-commerce.

Umbrella Liability Insurance

Adds extra liability coverage above all other policies.

Protects your assets from major lawsuits or claims.

Event Insurance Coverage Options

From rain delays to rowdy dance floors—protect your guests, your venue, and your budget with coverage built for real events.

🛡️

General Liability

Bodily injury & property damage for attendees and third parties.

Event Cancellation/Postponement

Reimburses non-refundable costs if your event can’t go on.

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Liquor Liability

Protection when alcohol is served.

🏥

Participant Accident/Medical

Medical bills for guests, volunteers, or participants.

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Damage to Rented Premises

Protects the venue space you’re renting.

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Equipment & Rented Gear

Coverage for sound, lighting, staging, tents & A/V.

🌧️

Weather Insurance

Rain or severe weather protection for outdoor events.

🤝

Vendors & Third-Party Property

Protection when you’re responsible for others’ property.

🚗

Hired & Non‑Owned Auto

Liability for errands and rentals tied to your event.

📄

Certificates & Additional Insureds

Fast COIs to satisfy venue and vendor requirements.

Who Needs Event Insurance

If you’re hosting people, renting a space, serving food, selling tickets, or hiring vendors—you’re the target audience.

Weddings & Receptions

Covers venue damage, last-minute cancellations, liquor liability, and vendor no-shows.

Private Parties

Birthdays, anniversaries, reunions—protect hosts from property damage and guest injuries.

Concerts & Performances

Promoters, artists, and venues—coverage for crowd injuries, equipment, and rainouts.

Corporate Events

Offsites, conferences, launches—general liability, rented space damage, and cancellations.

Festivals & Fairs

Street fairs, food fests, markets—multi-vendor events with large crowds and complex risk.

Nonprofits & Fundraisers

Galas, auctions, charity runs—protect organizers, volunteers, and donors’ experiences.

Sports & Recreation

Tournaments, races, leagues—spectator and participant injury liability plus weather risks.

Schools & Universities

Graduations, dances, field days—temporary coverage without altering annual policies.

Don't see Your Business?

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Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Industry-Specific Insurance Solutions

Retail & E‑commerce

Solutions for online and physical stores to boost sales and streamline operations.

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Restaurants & Food Services

Tools to attract diners, manage bookings, and grow your food business.

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Real Estate & Property Management

Support for agents, brokers, and managers to close deals faster.

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Construction & Contracting

Build stronger client relationships and manage projects efficiently.

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Nonprofits & Religious Organizations

Engage communities, manage donations, and grow your mission.

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Beauty & Wellness

Solutions for salons, spas, and barbershops to attract and retain clients.

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Professional Services

For legal, finance, and consulting firms to manage clients effectively.

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Healthcare, Manufacturing, Energy

Industry solutions to scale operations and serve clients better.

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Tech

For startups and tech companies to market, sell, and grow faster.

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Transportation & Logistics

Manage fleets, shipments, and customers with ease.

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Don’t see your industry? We probably cover it. Ask us

Event Insurance Made Simple

Protect your special occasion from the unexpected—whether it’s a wedding, concert, festival, or corporate event.

Venue Liability Coverage Weather & Cancellation Protection Peace of Mind for Organizers
Get My Event Insurance Quote

Why Businesses Trust OnePoint Insurance Agency

  • Fast, personalized quotes

  • Affordable plans with flexible options

  • Dedicated agents who understand small businesses

  • Claims support when you need it most

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OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.

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Event Insurance Frequently Asked Questions

What does event insurance typically cover?
It usually covers property damage, bodily injury liability, event cancellation, and sometimes liquor liability — depending on the policy.
Do I need insurance if my venue already has coverage?
Yes — venue insurance protects the venue, not you. Event insurance ensures *you* aren’t left paying for accidents, cancellations, or guest issues.
How far in advance should I buy event insurance?
The earlier, the better. Most policies can be purchased up to a year in advance, and at least 2–3 weeks before your event is recommended.
Does it cover weather-related cancellations?
Many policies offer weather-related cancellation coverage — but usually only for extreme conditions. Always confirm the fine print.
Is liquor liability included?
Some event insurance includes liquor liability, but not all. If alcohol is being served, you’ll likely need to add it as an endorsement.

Talk to a Real Agent

Call, text, or click. We’re ready when you are.

888-899-8117

555 NorthPoint Center E, Alpharetta

Georgia. 30022

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