International Travel Insurance — person at airport with passport and luggage
OnePoint Insurance Agency

Travel the World
with Peace of Mind

Coverage that follows you everywhere.

Affordable, reliable international travel insurance tailored to your journey — medical emergencies, trip cancellations, lost luggage, and more. Go explore. We've got you covered.

Serving families & businesses in 18 states
GA AL AZ FL IL LA MD MI MS MO NJ NY NC OH SC TN TX VA
Worldwide Coverage
Protection in 180+ countries — wherever your trip takes you.
Emergency Medical
Hospital stays, doctor visits, and emergency evacuations abroad.
Trip Protection
Cancellations, delays, and lost or stolen baggage covered.
24/7 Assistance
Round-the-clock support no matter your time zone.
Licensed Independent Agents
We compare top travel insurance carriers to find the best rate for your itinerary. No pressure — just trusted guidance.
What's Covered
Medical Emergencies Trip Cancellation Lost Baggage Flight Delays Emergency Evacuation Accidental Death
Independent Agency — We work for you
Licensed in 18 States across the US
Free quotes — Zero obligation
Call 888-899-8117
Scroll

Health Insurance Options We Offer

Marketplace (ACA) Health Insurance

Short Term Medical Insurance

Coverage Options

Explore Your
Health Insurance Options

Comprehensive coverage solutions for every stage of life — individuals, families, and businesses across 18 states.

09/09
Plan Types
Health / ACA
Marketplace plans, subsidies & open enrollment coverage.
Learn more
Short-Term Medical
Flexible gap coverage between jobs or enrollment periods.
Learn more
Dental & Vision
Plans for healthy smiles, clear vision & preventive care.
Learn more
Sport Insurance
Coverage for teams, leagues, coaches & sporting events.
Learn more
Medicare Advantage
Part C plans with dental, vision & prescription extras.
Learn more
Accident Insurance
Lump-sum cash benefits when the unexpected happens.
Learn more
Hospitalization
Daily cash, ICU & surgery benefits during hospital stays.
Learn more
Group Health
Employer benefits that attract and retain top talent.
Learn more
International Travel
Medical coverage, evacuation & trip protection abroad.
Learn more

What is International Travel Insurance

International travel insurance is basically a safety net you buy before leaving your home country. It’s a short-term policy that protects you financially against all the “oh no” moments that can hit while traveling abroad, medical emergencies, trip cancellations, lost baggage, stolen passports, or even unexpected delays.

Why It Matters

Travel is amazing, but unpredictable. A sprained ankle in Bali or a missed connection in Frankfurt can go from inconvenience to financial nightmare without coverage. International travel insurance is basically paying a little now to avoid paying a fortune later.

Why Travel Insurance

Protection That
Travels With You

Your safety net abroad — coverage for medical emergencies, trip disruptions, and complete peace of mind while exploring the world.

Emergency Medical Coverage

Doctor visits, hospital stays, prescriptions, and urgent care — fully covered while you're overseas where your domestic plan won't reach.

Trip Cancellation & Interruption

Reimburses non-refundable costs when your plans change unexpectedly — whether it's illness, weather, disasters, or family emergencies.

Lost Baggage Reimbursement

Compensation for luggage that's lost, stolen, or delayed — so you're never stranded without clothes and essentials abroad.

24/7 Global Assistance

Round-the-clock multilingual emergency support line — available in every country and every time zone, whenever you need it.

Emergency Evacuation

Air ambulance and medical transport to the nearest adequate facility — or repatriation all the way home when medically necessary.

Travel Delay Coverage

Hotel, meal, and ground transport reimbursement when flights are delayed — plus missed connection rebooking support.

$250K+
Medical coverage available
180+
Countries with network access
24/7
Multilingual support hotline
$0
Cost for quotes & consultations
Licensed Independent Agents

Ready to travel worry-free?

We compare top carriers to find you the best travel insurance for your trip — completely free, zero obligation.

Coverage Details

What Your Travel
Insurance Covers

When the unexpected happens abroad, these protections keep your trip — and your peace of mind — fully intact.

01
Medical Emergencies Abroad

Doctor visits, hospital stays, and emergency surgery covered while you're overseas.

Learn more
  • Covers urgent medical treatment at overseas hospitals and clinics
  • Prevents crushing out-of-pocket costs in foreign healthcare systems
  • Includes prescription medication coverage during your trip
  • Coordination with local providers handled for you
02
Emergency Evacuation

Air ambulance and medical transport to the nearest facility — or all the way home.

Learn more
  • Covers medical transport and air ambulance costs
  • Ensures transfer to the nearest adequate medical facility
  • Repatriation coverage to return home for continued care
  • Includes mortal remains transport if the worst happens
03
Trip Cancellation / Interruption

Reimburses prepaid costs if you cancel due to illness, emergencies, or disasters.

Learn more
  • Covered reasons include illness, natural disasters, and family emergencies
  • Recoup costs for flights, hotels, tours, and deposits
  • Interruption coverage if you need to cut your trip short
  • Some plans offer "cancel for any reason" upgrades
04
Lost / Delayed Baggage

Compensation for clothes and essentials when your luggage doesn't arrive.

Learn more
  • Reimbursement for necessary items if bags are lost, stolen, or delayed
  • Coverage for personal belongings including electronics
  • Quick-claim process so you're not waiting for weeks
05
Travel Delays

Hotel and meal reimbursement when flights get stuck in limbo.

Learn more
  • Coverage for meals, lodging, and ground transportation during delays
  • Applies to weather, mechanical, or airline-caused disruptions
  • Covers missed connections and rebooking costs
06
24/7 Assistance Hotline

Someone you can call anytime, anywhere — multilingual emergency support.

Learn more
  • Access to emergency support and translators around the clock
  • Help coordinating with local hospitals and authorities
  • Travel assistance including rebooking and legal referrals
How It Works

Coverage in Three
Simple Steps

From quote to covered in minutes. Global protection before your wheels leave the ground.

  1. 1
    Get a Quote & Confirm Eligibility

    Enter traveler ages, home country, destinations, and trip dates. We show plans tailored to your specific journey.

    Schengen Leisure Study Work
  2. 2
    Compare Benefits & Riders

    Review medical limits, evacuation, trip interruption, baggage, and 24/7 assistance. Add optional riders for your needs.

    Pre-existing Adventure Rental CDW
  3. 3
    Enroll & Get Your Documents

    Apply in minutes, select your start date (often same-day), and instantly access all your travel insurance documents.

    ID Card Certificate Visa Letter

Ready to get covered? Our licensed agents help you find the perfect plan — free, no obligation.

Who It's For

Who Needs Travel
Insurance?

If you're leaving the country, risk travels with you. Here's who benefits most — and why it matters for your trip.

Vacationing or Visiting Family Abroad

Trip cancellation, lost bags, and medical surprises don't care about your itinerary.

View details
  • Reimburses non-refundable costs if you cancel for covered reasons
  • Covers emergency medical care and evacuations your domestic plan won't
  • Lost baggage and travel delay coverage included
Business Travelers on Tight Schedules

Delays happen. Policies cover rebooking costs and urgent medical needs.

View details
  • Trip interruption helps you get home or catch up mid-itinerary
  • 24/7 assistance for hospitals, translators, and logistics
  • Coverage for work equipment loss or theft
Students & Study-Abroad Programs

Many schools require proof of medical and evacuation coverage.

View details
  • Meets common university and visa insurance requirements
  • Options for extended stays and multi-country travel
  • Mental health and prescription medication support abroad
Schengen & Visa Requirements

Some countries demand specific medical and evacuation limits for entry.

View details
  • Get compliant proof of coverage to submit with your visa application
  • Meets minimum medical and repatriation standards when required
  • Instant visa-letter generation for Schengen compliance
Cruises & Remote Destinations

Ship med bays and air evacuations are costly — insurance isn't.

View details
  • Coverage for shipboard care, missed ports, and evacuation
  • Helps with weather-related delays and missed connections
  • Remote destination medical transport included
Adventure Sports & Activities

Skiing, diving, trekking? Standard plans may exclude it — add the rider.

View details
  • Optional coverage for higher-risk activities and extreme sports
  • Check altitude, depth, and guide requirements before you go
  • Search and rescue coverage available on select plans
Seniors: Medicare ≠ Global Coverage

Medicare typically doesn't cover care outside the U.S. — that gap is yours to solve.

View details
  • Travel medical fills the overseas coverage hole Medicare leaves
  • Look for higher medical maximums and evacuation limits
  • Pre-existing condition waivers available if purchased early
Long Stays & Digital Nomads

Multiple countries, one plan. Extendable coverage for months at a time.

View details
  • Multi-trip or long-duration plans available
  • Primary vs. secondary coverage options depending on home insurance
  • Flexible renewal and extension options
Families & Group Trips

One hiccup can derail everyone. Bundle coverage, simplify claims.

View details
  • Group pricing and one policy for the whole crew
  • Kids covered under the same benefits where available
  • Single claims process for the entire group
Pre-Existing Condition Waiver

Clock's ticking — many plans require purchase soon after your first trip deposit.

View details
  • Buy within the plan's "look-back" window to qualify for the waiver
  • Covers cancellations and medical tied to eligible prior conditions
  • Time-sensitive — purchase early for full protection
Know Your Coverage

Travel Insurance
Terms Explained

Every term you'll encounter when shopping for travel insurance — in plain language. Click any card for the full breakdown.

Get the Most Out of Your Coverage Bundle Add-Ons for Total Protection

Save when you combine health insurance with dental, accident, vision, disability income, and more.

When life throws the unexpected your way, your health plan shouldn’t leave you with a stack of bills. Our supplemental insurance bundles give you cash benefits directly to you so you can focus on healing, not expenses.

Hospitalization Insurance

Pays YOU cash when you’re admitted to the hospital

Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills

Accident Insurance

Pays a lump sum for covered accidents like fractures, burns, or ER visits

Get up to $20,000 depending on injury severity

Critical Illness Insurance

One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke

Up to $100,000 to help you recover without financial stress

Dental & Vision Insurance

Routine cleanings, X-rays, exams, glasses, and contacts

Save on preventive care & eyecare with network discounts

Disability Income Insurance

Replaces a portion of your income if illness or injury keeps you from working

Monthly income payments to help cover living expenses

Get the Most Out of Your Coverage Bundle Add-Ons for Total Protection

Save when you combine health insurance with dental, accident, vision, disability income, and more.

Hospitalization Insurance

Pays YOU cash when you’re admitted to the hospital

Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills

Accident Insurance

Pays a lump sum for covered accidents like fractures, burns, or ER visits

Get up to $20,000 depending on injury severity

Critical Illness Insurance

One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke

Up to $100,000 to help you recover without financial stress

Dental & Vision Insurance

Routine cleanings, X-rays, exams, glasses, and contacts

Save on preventive care & eyecare with network discounts

Disability Income Insurance

Replaces a portion of your income if illness or injury keeps you from working

Monthly income payments to help cover living expenses

Why Bundle?

Extra coverage when your health plan stops short

Cash payouts to help with rent, bills, or recovery

One application, multiple protections

Significant savings when bundled with your core health plan

Call to ACTION

Compare ACA and short-term plans side-by-side

Premiums

Deductibles

Out-of-pocket costs

Ready to Explore the World? Stay Protected.

Know Your Enrollment Windows

Getting the right health coverage starts with knowing when you can enroll.

At OnePoint Insurance Agency, we guide you through your options whether you’re enrolling for the first time, switching plans, or qualifying due to a life change. Here’s how to take action based on your eligibility:

A line of people in open enrolment

Open Enrollment (Nationwide)

🗓 Nov 1 – Jan 15

A line of people in open enrolment

Open Enrollment (Nationwide)

🗓 Nov 1 – Jan 15

Featured Carriers We Trust

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo

Need Help Applying or Comparing Plans?

Our licensed agents are trained & certified in multiple states. Call us or let us call you!

OnePoint Insurance - Customer Reviews
Customer Reviews

What Our Clients Say

Real experiences from real people who trust OnePoint Insurance

Loading reviews...

Learn About Coverage

ACA vs Short Term

Understand what’s right for your life

Compare Plan Types

How Enrollment Works

Step-by-step Marketplace guide

See Enrollment Timeline

Using Your Plan

Avoid bills & get the care you need

Health Plan Tips

Learn About Coverage

ACA vs Short Term

Understand what’s right for your life

Compare Plan Types

How Enrollment Works

Step-by-step Marketplace guide

See Enrollment Timeline

Using Your Plan

Avoid bills & get the care you need

Health Plan Tips

ABOUT OUR INSURANCE

We’ll Ensure You Always Get the Best Guidance

OnePoint Insurance Resources: Find answers to your insurance questions, insights into current trends,

and tools for navigating life in our resource center.

Scoped Insurance Cards

Business Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Health Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Auto Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Home Insurance

Insurance doesn't have to be complicated. Get easy explanations for all your questions.

Learn with OnePoint

Real answers. Straight talk. Insurance made simple.

OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.

Trending Topics:

Life Insurance 101: How Much Do You Really Need? 

Health Plans Decoded: Copays, Deductibles, and What They Really Mean 

Get Your Personalized Quote

Frequently Asked Questions (FAQs)

What is international travel insurance?

It’s short-term insurance that protects you financially while traveling abroad—covering things like medical emergencies, trip cancellations, lost baggage, and more.

Do I really need travel insurance if I already have health insurance?

Yes. Most domestic health plans don’t cover you outside your home country, or they reimburse at very low rates. Travel insurance fills those gaps.

Is adventure travel covered (skiing, scuba diving, hiking)?

Not by default. You usually need to add an “adventure sports rider” to cover higher-risk activities.

What if I have a pre-existing medical condition?

Some plans exclude them, but many offer a waiver if you buy your policy soon after booking your trip. Always disclose conditions when applying.

What happens if my flight gets delayed or canceled?

You can get reimbursed for extra hotel nights, meals, or rebooking fees if the delay or cancellation is for a covered reason.

Will it cover my lost luggage?

Yes—most plans reimburse for lost, stolen, or delayed baggage, though coverage limits apply.

Talk to a Real Agent

Call, text, or click. We’re ready when you are.

888-899-8117

555 NorthPoint Center E, Alpharetta

Georgia. 30022

Coverage Area Map

We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.

CONTACT INFORMATION

555 NorthPoint Center E

Suite 400

Alpharetta, GA 30022

Minimal Social Buttons

Servicing Families and Business in:

Copyright 2026. OnePoint Insurance Agency. All Rights Reserved.

Copyright 2026. OnePoint Insurance Agency. All Rights Reserved.

Minimal Social Buttons