Health / ACA
Marketplace & subsidies
Affordable Health Insurance Plans Tailored for You & Your Family
Compare Marketplace (ACA) & Short-Term Medical options. Get real-time savings estimates. Bundle your plan with dental, vision, and critical illness coverage.
Travel the World with Peace of Mind
Affordable, reliable international travel insurance tailored to your journey.
We serve families & businesses in
GA
AL
AZ
FL
IL
LA
MD
MI
MS
MO
NJ
NY
NC
OH
SC
TN
TX
VA
Health Insurance Options We Offer
Marketplace (ACA) Health Insurance
Short Term Medical Insurance
What is International Travel Insurance
International travel insurance is basically a safety net you buy before leaving your home country. It’s a short-term policy that protects you financially against all the “oh no” moments that can hit while traveling abroad, medical emergencies, trip cancellations, lost baggage, stolen passports, or even unexpected delays.
Why It Matters
Travel is amazing, but unpredictable. A sprained ankle in Bali or a missed connection in Frankfurt can go from inconvenience to financial nightmare without coverage. International travel insurance is basically paying a little now to avoid paying a fortune later.
Why Choose International Travel Insurance
Your safety net abroad — protection for medical needs, trip hiccups, and peace of mind while exploring the world.
Medical Emergency Coverage
Get covered for doctor visits, hospital stays, and urgent care overseas.
Trip Cancellation Protection
Reimbursement if your trip is canceled or interrupted unexpectedly.
Lost Baggage Reimbursement
Compensation for lost, stolen, or delayed luggage while abroad.
24/7 Global Assistance
Round-the-clock multilingual support for emergencies anywhere in the world.
International Travel Insurance: What It Covers
Travel smart. When the unexpected strikes abroad, these protections keep your trip (and sanity) intact. Click a card for more details.
Medical Emergencies Abroad
Doctor visits, hospital stays, emergency surgery.
Click to see details
- Covers urgent medical treatment overseas.
- Prevents crushing out-of-pocket costs in foreign hospitals.
Emergency Evacuation
Flying you home or to the nearest facility if things go really bad.
Click to see details
- Covers medical transport and air ambulance costs.
- Ensures you’re taken to the best facility or back home.
Trip Cancellation/Interruption
Reimburses prepaid costs if you have to cancel for illness, disaster, etc.
Click to see details
- Covered reasons include illness, natural disasters, or family emergencies.
- Helps recoup flights, hotels, and tour deposits.
Lost/Delayed Baggage
Pays for clothes & essentials if your luggage ghosts you.
Click to see details
- Reimbursement for necessary items if baggage is lost, stolen, or delayed.
Travel Delays
Hotel & meal reimbursements if your flight is stuck in limbo.
Click to see details
- Coverage for meals, lodging, and transportation during extended delays.
24/7 Assistance Hotline
Someone you can call anytime, anywhere.
Click to see details
- Access to emergency support, translators, and local guidance 24/7.
How International Travel Insurance Works
Three simple steps. Global coverage before wheels up.
-
Get a Quote & Confirm Eligibility
Enter traveler ages, home country, destinations & trip dates. We’ll show plans valid outside your home country (Schengen, study, mission, work, or leisure).
-
Compare Benefits & Optional Riders
Review medical limits, emergency evacuation, trip interruption, baggage, and 24/7 assistance. Add riders like pre-existing condition waivers, adventure sports, or rental car CDW.
-
Enroll & Download Travel Documents
Apply in minutes, select your effective date (often same-day), and instantly access your ID card, certificate, visa letter (Schengen compliant), and claims instructions.
Who Needs International Travel Insurance?
No fluff: if you’re leaving the country, risk tags along. Click a tile to see where travel insurance saves your trip—and your wallet.
Vacationing or Visiting Family Abroad
Trip cancellation, lost bags, and medical surprises don’t care about your itinerary.
Click to see details
- Reimburses non-refundable costs if you have to cancel for covered reasons.
- Covers emergency medical care & evacuations when your domestic plan won’t.
Business Travelers on Tight Schedules
Delays happen. Policies cover rebooking costs and urgent medical needs.
Click to see details
- Trip interruption helps you get home or catch up mid-itinerary.
- 24/7 assistance for hospitals, translators, and logistics.
Students & Study-Abroad Programs
Many schools require proof of medical and evacuation coverage.
Click to see details
- Meets common university or visa insurance requirements.
- Option for extended stays and multi-country travel.
Schengen or Other Visa Requirements
Some countries demand specific medical & evacuation limits.
Click to see details
- Get compliant proof of coverage to submit with your visa.
- Meets minimum medical and repatriation standards when required.
Cruises & Remote Destinations
Ship med bays and air evacuations are pricey—insurance isn’t.
Click to see details
- Coverage for shipboard care, missed ports, and evacuation.
- Helps with weather-related delays and connections.
Adventure Sports Add-Ons
Skiing, diving, trekking? Standard plans may exclude it—add the rider.
Click to see details
- Optional coverage for higher-risk activities.
- Check altitude, depth, and guide requirements before you go.
Seniors: Medicare ≠ Global Coverage
Medicare typically doesn’t cover care outside the U.S.—gap = yours to solve.
Click to see details
- Travel medical fills the overseas coverage hole.
- Look for higher medical maximums and evacuation limits.
Long Stays & Digital Nomads
Multiple countries, one plan. Extendable coverage for months at a time.
Click to see details
- Multi-trip or long-duration plans available.
- Primary vs. secondary coverage options depending on home insurance.
Families & Group Trips
One hiccup can derail everyone. Bundle coverage, simplify claims.
Click to see details
- Group pricing and one policy for the crew.
- Kids covered under the same benefits where available.
Need a Pre-Existing Condition Waiver?
Clock’s ticking—many plans require purchase soon after your first trip deposit.
Click to see details
- Buy within the plan’s “look-back” window to qualify for the waiver.
- Covers cancellations and medical tied to eligible prior conditions.
Understanding Key Health Insurance Terms
Get the Most Out of Your Coverage Bundle Add-Ons for Total Protection
Save when you combine health insurance with dental, accident, vision, disability income, and more.
When life throws the unexpected your way, your health plan shouldn’t leave you with a stack of bills. Our supplemental insurance bundles give you cash benefits directly to you so you can focus on healing, not expenses.
Hospitalization Insurance
Pays YOU cash when you’re admitted to the hospital
Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills
Accident Insurance
Pays a lump sum for covered accidents like fractures, burns, or ER visits
Get up to $20,000 depending on injury severity
Critical Illness Insurance
One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke
Up to $100,000 to help you recover without financial stress
Dental & Vision Insurance
Routine cleanings, X-rays, exams, glasses, and contacts
Save on preventive care & eyecare with network discounts
Disability Income Insurance
Replaces a portion of your income if illness or injury keeps you from working
Monthly income payments to help cover living expenses
Get the Most Out of Your Coverage Bundle Add-Ons for Total Protection
Save when you combine health insurance with dental, accident, vision, disability income, and more.
Hospitalization Insurance
Pays YOU cash when you’re admitted to the hospital
Up to $2,000 per day for hospital stays use for rent, food, travel, or medical bills
Accident Insurance
Pays a lump sum for covered accidents like fractures, burns, or ER visits
Get up to $20,000 depending on injury severity
Critical Illness Insurance
One-time cash payout if diagnosed with serious conditions like cancer, heart attack, stroke
Up to $100,000 to help you recover without financial stress
Dental & Vision Insurance
Routine cleanings, X-rays, exams, glasses, and contacts
Save on preventive care & eyecare with network discounts
Disability Income Insurance
Replaces a portion of your income if illness or injury keeps you from working
Monthly income payments to help cover living expenses
Why Bundle?
Extra coverage when your health plan stops short
Cash payouts to help with rent, bills, or recovery
One application, multiple protections
Significant savings when bundled with your core health plan
Call to ACTION
Compare ACA and short-term plans side-by-side
Premiums
Deductibles
Out-of-pocket costs
Ready to Explore the World? Stay Protected.
Know Your Enrollment Windows
Getting the right health coverage starts with knowing when you can enroll.
At OnePoint Insurance Agency, we guide you through your options whether you’re enrolling for the first time, switching plans, or qualifying due to a life change. Here’s how to take action based on your eligibility:
Open Enrollment (Nationwide)
🗓 Nov 1 – Jan 15
Open Enrollment (Nationwide)
🗓 Nov 1 – Jan 15
Featured Carriers We Trust
Need Help Applying or Comparing Plans?
Our licensed agents are trained & certified in multiple states. Call us or let us call you!
Real PEOPLE FEEDBACK
Trusted by Clients – Delivering Excellence and Reliability Across Borders.
Learn About Coverage
ACA vs Short Term
Understand what’s right for your life
Compare Plan Types
How Enrollment Works
Step-by-step Marketplace guide
See Enrollment Timeline
Using Your Plan
Avoid bills & get the care you need
Health Plan Tips
Learn About Coverage
ACA vs Short Term
Understand what’s right for your life
Compare Plan Types
How Enrollment Works
Step-by-step Marketplace guide
See Enrollment Timeline
Using Your Plan
Avoid bills & get the care you need
Health Plan Tips
ABOUT OUR INSURANCE
We’ll Ensure You Always Get the Best Guidance
OnePoint Insurance Resources: Find answers to your insurance questions, insights into current trends,
and tools for navigating life in our resource center.
Business Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Health Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Auto Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Home Insurance
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Client Tools
Learn with OnePoint
Real answers. Straight talk. Insurance made simple.
OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
Trending Topics:
Life Insurance 101: How Much Do You Really Need?
Health Plans Decoded: Copays, Deductibles, and What They Really Mean
Get Your Personalized Quote
Frequently Asked Questions (FAQs)
What is international travel insurance?
It’s short-term insurance that protects you financially while traveling abroad—covering things like medical emergencies, trip cancellations, lost baggage, and more.
Do I really need travel insurance if I already have health insurance?
Yes. Most domestic health plans don’t cover you outside your home country, or they reimburse at very low rates. Travel insurance fills those gaps.
Is adventure travel covered (skiing, scuba diving, hiking)?
Not by default. You usually need to add an “adventure sports rider” to cover higher-risk activities.
What if I have a pre-existing medical condition?
Some plans exclude them, but many offer a waiver if you buy your policy soon after booking your trip. Always disclose conditions when applying.
What happens if my flight gets delayed or canceled?
You can get reimbursed for extra hotel nights, meals, or rebooking fees if the delay or cancellation is for a covered reason.
Will it cover my lost luggage?
Yes—most plans reimburse for lost, stolen, or delayed baggage, though coverage limits apply.
Talk to a Real Agent
Call, text, or click. We’re ready when you are.
888-899-8117
555 NorthPoint Center E, Alpharetta
Georgia. 30022
Coverage Area Map
We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
COMPANY
CLIENT TOOL
CONTACT INFORMATION
555 NorthPoint Center E, Alpharetta, GA 30022
Servicing Families and Business in:
Copyright 2025. OnePoint Insurance Agency. All Rights Reserved.