Repairs/rebuilds your home if it’s damaged.
Covers detached garages, sheds, and fences.
Covers belongings inside the home.
Legal coverage if someone is injured on your property.
Pays for hotels/living expenses if you’re displaced.
Covers small medical bills for guests injured on-site.
Covers damage from water backing up into your home via sewers or drains.
Protects underground pipes and wiring (sewer, water, electric) from damage
Pays for repair/replacement of appliances, HVAC, or electrical systems from mechanical failure.
Covers the cost of upgrading your home to current codes during repairs.
Increases dwelling limits above policy limits if rebuilding costs exceed expectations.
Extra protection for high-value items: jewelry, watches, art, collectibles, firearms.
Covers identity theft, cyberattacks, and online fraud incidents
Automatically increases your dwelling coverage annually to match inflation.
Covers your share of a loss assessed by a homeowners association.
Adds or increases liability coverage for damage/injury caused by pets.
Expands limits for business equipment stored or used in your home.
Covers damages and liability during Airbnb or Vrbo stays
Covers losses from rising water or storm surge NOT in a standard policy.
Available in seismic zones; protects against quake damage
Tap any card to see what it covers. These optional protections can be bundled with your policy.
Covers water damage from backups via sewers, drains, or sump pumps.
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Protects underground pipes and wiring from costly damage.
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Repairs or replaces major systems after sudden mechanical/electrical failure.
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Pays the extra cost to bring your home up to current code after a loss.
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Boosts dwelling limits if rebuilding costs exceed your policy amount.
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Extra protection for high-value items that exceed standard limits.
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Covers identity theft, cyberattacks, online fraud & related costs.
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Automatically increases your dwelling coverage each year.
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Helps pay your share of HOA assessments after covered losses.
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Adds/increases liability coverage for damage or injury caused by pets.
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Raises limits for business equipment stored or used at home.
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Coverage for damages & liability when renting on Airbnb or Vrbo.
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Protects against flood damage not covered by standard policies.
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Covers damage from earthquakes typically excluded from standard policies.
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Home’s age and construction
Value of personal property
Risk of flood, earthquake, or wildfire
Usage (primary, secondary, rental)
Lifestyle and liability risks
Bundle your home, auto, and life insurance with OnePoint and unlock exclusive discounts. One form. One team. OnePoint.
Location and ZIP code
Age and Construction of your home
Claims History
Credit History (In some State)
ABOUT OUR INSURANCE
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
Insurance doesn't have to be complicated. Get easy explanations for all your questions.
OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
Yes! While your lender may not require it anymore, protecting your home and assets is always smart.
Most policies can be activated same-day even within hours.
Yes! We offer landlord policies and second home coverage
A: Usually four key areas:
Dwelling coverage – your home’s structure
Other structures – detached garages, fences, sheds
Personal property – belongings inside your home
Liability & medical payments – accidents that happen to guests
No. You’ll need separate flood or earthquake insurance for those risks.
Yes, personal property is generally covered anywhere in the world, but with limits.
Ideally enough to rebuild your home from the ground up, plus coverage for belongings and liability.
Call, text, or click. We’re ready when you are.
888-899-8117
555 NorthPoint Center E, Alpharetta
Georgia. 30022
We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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