Accident Coverage
Medical and repair costs covered, so a spill doesn’t wreck your wallet.
Protect Your Ride with Affordable Scooter Insurance
Stay covered on the road with flexible, low-cost coverage options
We serve families & businesses in
GA
AL
AZ
FL
IL
LA
MD
MI
MS
MO
NJ
NY
NC
OH
SC
TN
TX
VA
Protecting your life and future
Protect What Drives You, From the Car to the People Inside.
Whether exploring, One Point Insurance has you covered.
What We Insure: From Classic Cars to Off-Road Adventures
Why Scooter Insurance is Essential
Three reasons riders lock in coverage before they roll out.
Liability Protection
Financial safeguard if you’re at fault — protect your savings and sanity.
Peace of Mind
Ride with confidence every day — focus on the road, we’ve got the risk.
Coverage Options
Liability Insurance
Covers bodily injury & property damage you cause to others.
Collision Coverage
Pays for damages to your scooter after a covered crash.
Comprehensive Coverage
Protects against theft, vandalism, fire, and natural disasters.
Uninsured/Underinsured Motorist
Helps cover you if the other driver isn’t insured or doesn’t have enough coverage.
Medical Payments Coverage
Helps pay for your medical bills after a covered incident.
Auto Insurance Coverages
Liability Insurance
The Legal Foundation of Every Policy
- Covers injuries and property damage you cause to others in an accident where you’re at fault.
- Pays for medical expenses, vehicle repairs, and legal fees if you’re sued.
- Does not cover your own injuries or your car’s damages.
- Required by law in most states to drive legally.
- We recommend limits high enough to protect your assets and future earnings.
Collision Coverage
Protecting Your Own Vehicle
- Pays for damage to your car if you hit another vehicle or object, regardless of fault.
- Covers accidents with cars, poles, fences, guardrails, and more.
- Helps get your car repaired or replaced quickly.
- Often required if you finance or lease your vehicle.
- Comes with a deductible you choose — higher deductibles mean lower premiums.
Comprehensive Insurance
The Unexpected Safety Net
- Protects your vehicle from non-collision events like theft, fire, vandalism, or weather damage.
- Covers incidents like hailstorms, floods, falling trees, or hitting an animal.
- Helps pay for repairs or replacement if your car is totaled.
- Required by lenders for financed or leased cars.
- Pairs well with collision coverage for full vehicle protection.
Uninsured & Underinsured Motorist (UM/UIM)
Shielding You from Risky Drivers
- Covers your expenses if you’re hit by a driver with no insurance or not enough insurance.
- Pays for medical bills, lost wages, and sometimes vehicle damage.
- Protects you in hit-and-run accidents.
- Essential in states with high rates of uninsured drivers.
- Helps avoid financial hardship from someone else’s irresponsibility.
Medical Payments (MedPay) / PIP
Healing Without the Hassle
- Covers medical expenses for you and your passengers, regardless of fault.
- PIP may also cover lost wages, rehabilitation, and essential services.
- Helps avoid out-of-pocket costs after an accident.
- Available in most states; PIP is required in “no-fault” states.
- Provides peace of mind knowing treatment costs are handled quickly.
Roadside Assistance
Peace of Mind on Every Journey
- Provides help if your vehicle breaks down or you’re stranded.
- Includes towing, battery jump-starts, fuel delivery, tire changes, and lockout service.
- Covers emergencies 24/7, anywhere in the covered area.
- Costs far less than paying out-of-pocket for each service.
- Great for long drives, road trips, and daily commuters.
Rental Reimbursement
Stay Mobile After a Claim
- Covers the cost of a rental car while yours is being repaired after a covered accident.
- Helps you stay mobile for work, school, or errands.
- Usually pays a set daily limit for rental costs.
- Available for both at-fault and not-at-fault claims (when covered).
- Ensures you’re not left without transportation.
Gap Insurance
Covering the "In‑Between" on New Cars
- Pays the difference between your car’s value and what you owe on your loan or lease.
- Vital if your vehicle is totaled and you owe more than it’s worth.
- Prevents you from being stuck with a loan for a car you can’t drive.
- Often required for leased vehicles.
- Usually inexpensive but saves thousands in the right situation.
OEM Parts Coverage
Original Parts for Better Repairs
- Ensures your vehicle is repaired with Original Equipment Manufacturer parts.
- Maintains your car’s safety, performance, and resale value.
- Prevents the use of cheaper aftermarket parts.
- Especially important for newer or luxury vehicles.
- Helps keep your car as close to factory condition as possible.
Custom Equipment Coverage
Protecting Add‑Ons and Upgrades
- Protects aftermarket and custom parts added to your vehicle that aren’t covered by standard policies.
- Includes rims, sound systems, lift kits, custom paint, performance upgrades, and specialty lighting.
- Pays for repair or replacement if custom parts are stolen or damaged in a covered event.
- Ideal for car enthusiasts, off-road vehicles, or work trucks with specialized gear.
- Keeps your investment in upgrades protected without risking out-of-pocket loss.
Liability Insurance: The Legal Foundation of Every Policy
Collision Coverage:
Protecting Your Own Vehicle
Comprehensive Insurance: The Unexpected Safety Net
Roadside Assistance: Peace of Mind on Every Journey
Uninsured & Underinsured Motorist Coverage (UM/UIM): Shielding You from Risky Drivers
Uninsured & Underinsured Motorist Coverage (UM/UIM): Shielding You from Risky Drivers
Medical Payments (MedPay) or Personal Injury Protection (PIP): Healing Without the Hassle
Medical Payments (MedPay) or Personal Injury Protection (PIP): Healing Without the Hassle
Gap Insurance: Covering the "In-Between" on New Cars
OEM Parts Coverage: Original Parts for Better Repairs
Custom Equipment Coverage: Protecting Add-Ons and Upgrades
Bundle and save!!
We reward loyalty with bundle discounts that make managing your insurance easier and more affordable
Scooter + Auto Insurance
Pair your scooter with your car insurance to simplify coverage and save on both policies.
Scooter + Home Insurance
Bundle your scooter with your home policy to protect your ride and your residence together.
Scooter + Umbrella Coverage
Get added liability protection by pairing your scooter insurance with umbrella coverage.
Scooter + More Bundles
Ask about bundle options that include motorcycle, renters, or even health insurance for all-around protection.
Ready to Start Driving Smarter?
Let OnePoint Insurance help you compare coverages, maximize your discounts, and protect your drive
Save Even More with Exclusive Discounts
Your scooter insurance shouldn’t break the bank. Here’s how you can lower your premium.
Safe Driver Discount
If you’ve had no accidents or violations in the past 3–5 years, you may qualify for a lower rate.
Multi-Policy Discount
Bundle your RV insurance with your home, renters, or life policy and save more.
Good Student Discount
Discounts for students maintaining good grades
How it Works
Getting Covered is Simple
Three quick steps. Zero stress.
-
Request a Quote
Fill out a quick form
-
Customize Your Plan
Choose coverage that fits your needs
-
Get Covered
Instant protection, ride worry‑free
Get a personalized quote in minutes and ride with confidence.
Why Choose OnePoint Insurance?
Serving riders for over 5+ years
Local agents who understand your needs
Affordable premiums with flexible options
Fast claims support
Customize Your Coverage
Whether you're seeking basic protection or full peace of mind, we offer flexible auto insurance options built around your life
Exclusive Insurance Discounts
Safe Driver Discount
If you’ve had no accidents or violations in the past 3–5 years, you may qualify for a lower rate.
Learn MoreMulti-Policy Discount
Bundle your auto insurance with your home, renters, or life policy and save more.
Learn MoreAuto Insurance + Home Insurance
Save more when you insure both your home and vehicle through OnePoint.
Read More →Auto + Condo Insurance
Live in a condo? Combine your condo and auto policies for extra savings.
Read More →Auto + Renters Insurance
Protect your apartment and your car under one policy and cut your rate.
Read More →More Bundles = More Savings
Ask about additional bundling options, including boat, personal items, and umbrella insurance.
Read More →Featured Carriers We Trust
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At OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
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Frequently Asked Question
Do I really need Insurance for my Scooter?
Yes. Most states require liability coverage for scooters, just like cars. Even if it’s not legally required where you live, insurance protects you financially if you’re in an accident, your scooter is stolen, or someone gets injured.
How much does Scooter Insurance cost?
Rates vary depending on your scooter type, driving history, location, and chosen coverage. On average, scooter insurance is much cheaper than auto insurance, and you can save even more with discounts and bundling.
What does Scooter Insurance cover?
Standard policies include liability protection, collision coverage, and comprehensive coverage (theft, vandalism, natural disasters). You can also add medical payments and uninsured/underinsured motorist coverage for extra peace of mind
Can I bundle Scooter insurance with other policies?
Absolutely. Many customers save big by bundling scooter insurance with auto, renters, or home insurance. Bundling can give you up to 25% in savings while keeping all your policies in one place.
How do I file claim if something happens to my Scooter?
With OnePoint, it’s simple: call us, file online, or use our mobile-friendly portal. Our claims team works fast to get you back on the road without the hassle.
We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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555 NorthPoint Center E, Alpharetta, GA 30022
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