Scooter insurance provides coverage for scooters, including motorized scooters, mopeds, and similar two-wheeled vehicles. While specific coverages and add-ons can vary between insurance providers, here are some common scooter insurance coverages and optional add-ons:

Liability Coverage: Liability coverage protects you if you're responsible for an accident that causes bodily injury or property damage to someone else. It covers medical expenses, legal fees, and damages you may be legally obligated to pay.

Collision Coverage: Collision coverage pays for the repair or replacement of your scooter if it's damaged in a collision with another vehicle or object, regardless of fault.

Comprehensive Coverage: Comprehensive coverage protects against non-collision-related damages to your scooter, such as theft, vandalism, fire, falling objects, or natural disasters.

Uninsured/Underinsured Motorist Coverage: This coverage provides protection if you're involved in an accident with a driver who is uninsured or has insufficient insurance to cover your injuries or damages.

Medical Payments Coverage: Medical payments coverage helps pay for medical expenses for you and your passengers if you're injured in a scooter accident, regardless of who is at fault.

Accessories Coverage: This add-on extends coverage to accessories and modifications on your scooter, such as upgraded parts, aftermarket equipment, or customization.

Roadside Assistance: Roadside assistance provides help if your scooter breaks down or you're stranded while riding. Services may include towing, battery jump-starts, fuel delivery, and more.

Rental Reimbursement: Rental reimbursement coverage pays for the cost of renting a replacement scooter if your insured scooter is damaged and requires repairs.

Personal Effects Coverage: This coverage protects personal belongings, such as cell phones, laptops, or other items, that are stolen or damaged while on your scooter.

Increased Liability Limits: If you desire higher liability coverage limits beyond the standard amounts offered, you can add this endorsement to your policy.