ATV Insurance That Goes the Distance

Affordable coverage to protect your ride, your adventures, and your peace of mind

We serve families & businesses in

GA AL AZ FL IL LA MD MI MS MO NJ NY NC OH SC TN TX VA
Protecting your life and future
Protect What Drives You, From the Car to the People Inside.
Whether exploring, One Point Insurance has you covered.
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What We Insure: From Classic Cars to Off-Road Adventures

Car

RV

Classic Car

ATV

Four Wheeler

Snow Mobile

Cargo Van

Delivery Vehicle

Boat

Car

RV

Classic Car

ATV

Four Wheeler

Snow Mobile

Cargo Van

Delivery Vehicle

Boat

Why ATV Insurance Matters

Why Do You Need ATV Insurance?

Riding an ATV comes with thrills, and risks. A single accident can lead to costly repairs, injuries, or even lawsuits if someone else is hurt. Theft and vandalism are also common, leaving you with unexpected bills. Without proper insurance, medical expenses, liability claims, and replacing your ATV could all come straight out of your pocket

Why Scooter Insurance is Essential

Benefits of ATV Insurance

✅ Low Monthly Rates

Budget-friendly premiums that don’t bully your bank account.

🛡️ Liability & Collision Protection

Coverage if you’re at fault, safeguard your savings and your sanity.

🌍 Nationwide Coverage

Wherever you ride, your policy rides too, city to suburbs and back.

⚡ Fast Claims Process

Submit, approve, done. Quick turnarounds so you’re back on the road.

Coverage Options

Core protections and popular add-ons for quads and side‑by‑sides.

🔰

Liability Insurance

Covers bodily injury & property damage you cause to others while riding.

💥

Collision Coverage

Pays to repair or replace your ATV after a covered collision with a vehicle or object.

☂️

Comprehensive Coverage

Protects against theft, vandalism, fire, weather events, and other non‑collision losses.

🛡️

Uninsured/Underinsured Motorist

Helps cover injuries and damages if the at‑fault rider doesn’t have adequate insurance.

➕

Medical Payments

Helps pay medical bills for you and passengers after a covered incident, regardless of fault.

⚙️

Accessory & Custom Parts

Extends coverage to racks, lights, winches, wraps, and other aftermarket upgrades.

🧰

Roadside & Recovery

Helps with towing, winching, or recovery if your ATV breaks down or gets stuck.

🛻

Transport Trailer Coverage

Protects the trailer you use to haul your ATV against covered losses.

Auto Insurance Coverages

Liability coverage icon

Liability Insurance

The Legal Foundation of Every Policy

Collision coverage icon

Collision Coverage

Protecting Your Own Vehicle

Comprehensive coverage icon

Comprehensive Insurance

The Unexpected Safety Net

Uninsured & Underinsured Motorist icon

Uninsured & Underinsured Motorist (UM/UIM)

Shielding You from Risky Drivers

Medical Payments / PIP icon

Medical Payments (MedPay) / PIP

Healing Without the Hassle

Roadside assistance icon

Roadside Assistance

Peace of Mind on Every Journey

Rental reimbursement icon

Rental Reimbursement

Stay Mobile After a Claim

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Gap Insurance

Covering the "In‑Between" on New Cars

OEM parts icon

OEM Parts Coverage

Original Parts for Better Repairs

Custom equipment icon

Custom Equipment Coverage

Protecting Add‑Ons and Upgrades

Liability Insurance: The Legal Foundation of Every Policy

Collision Coverage:
Protecting Your Own Vehicle

Comprehensive Insurance: The Unexpected Safety Net

Roadside Assistance: Peace of Mind on Every Journey

Uninsured & Underinsured Motorist Coverage (UM/UIM): Shielding You from Risky Drivers

Uninsured & Underinsured Motorist Coverage (UM/UIM): Shielding You from Risky Drivers

Medical Payments (MedPay) or Personal Injury Protection (PIP): Healing Without the Hassle

Medical Payments (MedPay) or Personal Injury Protection (PIP): Healing Without the Hassle

Gap Insurance: Covering the "In-Between" on New Cars

OEM Parts Coverage: Original Parts for Better Repairs

Custom Equipment Coverage: Protecting Add-Ons and Upgrades

Bundle and save!!

We reward loyalty with bundle discounts that make managing your insurance easier and more affordable

ATV + Auto Insurance

Protect your ATV and your everyday ride in one bundle while saving on premiums.

ATV + Home Insurance

Combine your ATV with your home coverage to secure both your property and your off-road fun.

ATV + Umbrella Coverage

Add an umbrella policy to your ATV insurance for broader liability protection and peace of mind.

ATV + More Bundles

Ask about ATV bundles with renters, motorcycle, or even health insurance for complete coverage.

Ready to Start Driving Smarter?

Let OnePoint Insurance help you compare coverages, maximize your discounts, and protect your drive

Save Even More with Exclusive Discounts

Your ATV insurance shouldn’t break the bank. Here’s how you can lower your premium.

A safe driver under auto insurance

Safe Driver Discount

If you’ve had no accidents or violations in the past 3–5 years, you may qualify for a lower rate.

Alovely american family all in insurance

Multi-Policy Discount

Bundle your ATV insurance with your home, renters, or life policy and save more.

A lady student having the good student disount

Safety Course Discount

Discounts obtaining the ATV safety Course Certification.

How it Works

Getting Covered is Simple

Three quick steps. Zero stress.

  1. Request a Quote

    Fill out a quick form

  2. Customize Your Plan

    Choose coverage that fits your needs

  3. Get Covered

    Instant protection, ride worry‑free

Ready to protect your ATV and your adventures?

Why Choose OnePoint Insurance?

Here’s what makes OnePoint stand out from the rest:

  • Personalized Coverage – Policies tailored to fit your ATV lifestyle, not just the basics.

  • Affordable Rates – We shop multiple top-rated carriers to find the best deal.

  • Trusted Expertise – Agents who understand ATV risks and how to protect you.

  • Fast, Friendly Support – Real people ready to help, not endless hold music.

Ride with confidence, insured by one point


Customize Your Coverage

Whether you're seeking basic protection or full peace of mind, we offer flexible auto insurance options built around your life

Exclusive Insurance Discounts

Safe Driver Discount

Safe Driver Discount

If you’ve had no accidents or violations in the past 3–5 years, you may qualify for a lower rate.

Learn More
Multi-Policy Discount

Multi-Policy Discount

Bundle your auto insurance with your home, renters, or life policy and save more.

Learn More
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Auto Insurance + Home Insurance

Save more when you insure both your home and vehicle through OnePoint.

Read More →

Auto + Condo Insurance

Live in a condo? Combine your condo and auto policies for extra savings.

Read More →

Auto + Renters Insurance

Protect your apartment and your car under one policy and cut your rate.

Read More →

More Bundles = More Savings

Ask about additional bundling options, including boat, personal items, and umbrella insurance.

Read More →

Featured Carriers We Trust

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OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.

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Frequently Asked Question

Is ATV Insurance required by law?

It depends on your state. Some states require liability coverage to ride on public lands or roads, while others leave it optional. Even if it’s not required, it’s highly recommended for financial protection.

Does my Homeowners Insurance Cover my ATV?

In most cases, no. Homeowners policies usually exclude off-road vehicles like ATVs, meaning you’ll need a separate policy for proper protection.

Can I bundle ATV Insurance with my Auto or Home policy?

Yes! Bundling with your auto, motorcycle, or home insurance can save you money and simplify your coverage.

What Types of damages are covered?

Coverage depends on your policy, but most include liability, collision, and comprehensive options to protect against accidents, theft, vandalism, and weather-related damage.

How much does ATV Insurance typically cost?

Rates vary based on your ATV type, riding habits, and coverage level. On average, policies are affordable, especially when bundled with other insurance.

We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.

CONTACT INFORMATION

555 NorthPoint Center E, Alpharetta, GA 30022

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Servicing Families and Business in:

GA AL AZ FL IL LA MD MI MS MO NJ NY NC OH SC TN TX VA

Copyright 2025. OnePoint Insurance Agency. All Rights Reserved.