Yes. Even if your RV or travel trailer is used seasonally or just for vacations, it still needs coverage for theft, fire, vandalism, accidents, and liability while parked or on the road.

Typical coverage includes comprehensive (theft, fire, weather), collision, liability, personal belongings inside the RV, vacation liability, and roadside assistance.

If your RV is a motorhome, most states require liability insurance. For travel trailers that are towed, insurance isn’t always legally required, but lenders or campgrounds may require it, and coverage is strongly recommended.

Absolutely. Many insurance providers, including us, offer bundle discounts when you combine RV coverage with your home, renters, or auto insurance.

Rates depend on the type of RV, its value, how often you use it, your driving record, storage location, and the coverage you select. Discounts (like safe driver or multi-policy) can significantly reduce your premium.