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Drive confidently with complete coverage.
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Support and legacy protection for your loved ones.
Stay financially stable during disability periods.
Comprehensive, flexible coverage designed to protect your life, assets, and future with simplicity and care.
Coverage for life’s milestones from your first apartment to your family home, your first car to your retirement plan.
Auto. Home. Life. Health. Disability Income. Accident. Critical illness. Hospitalization insurance Peace of mind at every stage
Protect your business, your staff, and your assets,whether you operate from home or manage a fleet..
Commercial auto, general liability, workers comp, property, and more.
Whether you're clocking in, running a crew, or building something from scratch, OnePoint is here with insurance that fits your lifestyle, your risks, and your goals
At OnePoint, we believe every client deserves to understand what they’re paying for. Whether you're insuring your car, protecting your home, covering your family, or planning for retirement, we're here to help you make smart, confident choices.
You bet we do! Bundling your home, auto, and life insurance can lead to serious savings—plus it simplifies your coverage under one roof. We’ll help you find the best combo for your needs and budget
Yes! We’re licensed in Texas, Florida, Alabama, Arizona, Louisiana, Maryland, Michigan, Mississippi, Illinois, Arizona, South Carolina, North Carolina, Tennessee, New York, New Jersey, Missouri, Tennessee, Virginia and we’re adding more states. Missing your state, yes? Give us a ring Call 770-884-8117.
Absolutely. We make switching easy. Whether your current policy is about to renew or you just want better service, we’ll guide you through the handoff without missing a beat
Yes, we work with businesses of all shapes and sizes from home-based startups to fleets and storefronts. General liability, workers comp, commercial auto, cyber, professional liability you name it, we’ll quote it.
100% yes. Our quotes are free, fast, and come with zero pressure. You get real info and real pricing—no strings attached.
We offer term life, whole life, universal life (including Indexed Universal Life/IUL for flexible coverage with cash value growth), and final expense insurance.
Call, text, or click. We’re ready when you are.
888-899-8117
555 NorthPoint Center E, Alpharetta
Georgia. 30022
Imagine this. You’re sitting at your kitchen table with a cup of coffee, staring at a stack of life insurance brochures. You're trying to make sense of term life insurance versus whole life insurance, but it feels like deciphering a foreign language. Sound familiar?
At OnePoint Insurance Agency, we meet people every day who face this exact dilemma—and we’re here to break it down in a way that actually makes sense.
Sarah, a 32-year-old single mom, wanted affordable protection while raising her two kids. She didn’t need lifetime coverage—just enough to make sure her children would be financially stable if anything happened to her. She chose a term life insurance policy that covered her for 20 years, just long enough to see her kids through college.
James, on the other hand, was thinking about long-term legacy planning. He wanted something that would not only cover his family when he passed, but also build cash value he could borrow from during retirement. For him, whole life insurance was the clear choice.
Term life insurance offers coverage for a set period—usually 10, 20, or 30 years. If the insured passes away during that term, their beneficiaries receive the death benefit.
✅ It’s more affordable, especially for younger families
✅ Great for temporary needs like mortgage protection or income replacement
✅ Simple and straightforward coverage
It’s like renting an apartment—it serves a purpose during a certain phase of life.
Whole life insurance provides lifelong coverage and builds cash value over time. It’s often used as a tool for long-term financial planning, wealth building, and leaving a legacy.
💡 Guaranteed coverage as long as premiums are paid
💰 Builds tax-deferred cash value
🏛️ Useful for estate planning or supplementing retirement income
Think of it like owning a home—there’s equity and long-term value in the investment.
Ask yourself:
Are you looking for low-cost, temporary coverage? Term might be best.
Want a lifetime solution with cash value? Whole life could be your fit.
Still not sure? That’s why we’re here.
At OnePoint Insurance Agency, we believe insurance should be personalized, not one-size-fits-all. We’ll walk with you to find the best solution—no jargon, no pressure.
Whether you're building a financial safety net or planning a lifelong legacy, the right insurance matters. Don’t guess—get guidance you can trust.
📞 Contact us today or visit our Life Insurance page to learn more.
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We’re here to make insurance feel simple, clear, and stress-free. At OnePoint Insurance Agency, we’ll help you find the right coverage so you can focus on living, while we protect the things that matter most.
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